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Hong Leong Platinum Card

Every month you will receive up to 2% cashback from all your retail spending, and this card comes with a business-size credit limit of up to RM300,000!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Up to 2%
  • icon Annual Fee
    Annual Fee
    RM 400

Key Features

  • Business-size credit limit of up to RM300,000
  • Up to 2% cashback and Reward Points from retail spending
  • Travel privileges and insurance coverage
  • icon dining Dining

    • Up to 2.0% cashback every month
    • 1 Reward Point for every RM1 spent
  • icon entertainment Entertainment

    • Up to 2.0% cashback every month
    • 1 Reward Point for every RM1 spent
  • icon groceries Groceries

    • Up to 2.0% cashback every month
    • 1 Reward Point for every RM1 spent
  • icon petrol Petrol

    • Up to 2.0% cashback every month
    • 1 Reward Point for every RM1 spent
  • icon shopping Shopping

    • Up to 2.0% cashback every month
    • 1 Reward Point for every RM1 spent

icon tag Other Features

  • Travel: Preferential forex rates on purchase of foreign currency worth RM30,000, RM150,000
  • Protection Plan: Travel Accident Insurance and Travel Inconvenience Coverage, Retail Purchase Protection Coverage
  • Balance Transfer: 6.99% per annum for a tenure of up to 12 months
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon info Card Information

Annual Fee
Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder RM 400
Min. age for supplementary holder 18 years old
Fee for supplementary holder First card free of charge; RM200 per subsequent card
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry Dec 15, 2015

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Product Review by

Spend All You Can!

On top of granting you a high credit limit, Hong Leong Platinum Card gives you up to 2% cashback every month with Reward Points on every RM1 spent. If you are purchasing foreign curreny that's worth above RM30,000 with this card, you will get to enjoy preferential forex rates. This card comes with Travel Accident and Inconvenience Coverage and Retail Purchase Protection Coverage.

Fees and Charges

The annual fee for this card is RM424. For supplementary card, the first card is free while a fee of RM212 will be incurred per subsequent card. There is no cashback limit but the Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Card

To apply for Hong Leong Platinum Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more (Hong Leong credit cards Hong Leong credit cards in Malaysia) and start comparing today!

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