• Min. Monthly Income

    RM5,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    6.99% p.a.

  • Annual Fee

    RM400.00

Feature Highlights
  • Business-size credit limit of up to RM300,000
  • Up to 2% cashback and Reward Points from retail spending
  • Travel privileges and insurance coverage
Dining
5.33/10
Entertainment
5.33/10
Groceries
5.33/10
Petrol
5.33/10
Shopping
5.33/10

Dining

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Entertainment

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Groceries

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Petrol

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Shopping

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Other Features

  • Travel

    • Preferential forex rates on purchase of foreign currency worth RM30,000 - RM150,000

  • Protection Plan

    • Travel Accident Insurance and Travel Inconvenience Coverage
    • Retail Purchase Protection Coverage

  • Balance Transfer

    • 6.99% per annum for a tenure of up to 12 months

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM400.00
Min. Monthly Income RM5,000.00
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder First card free of charge; RM200 per subsequent card
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

Unlimited

Rewards points expiry

Dec 15, 2015

Product Review by iMoney Malaysia

Spend All You Can!

On top of granting you a high credit limit, Hong Leong Platinum Card gives you up to 2% cashback every month with Reward Points on every RM1 spent. If you are purchasing foreign curreny that's worth above RM30,000 with this card, you will get to enjoy preferential forex rates. This card comes with Travel Accident and Inconvenience Coverage and Retail Purchase Protection Coverage.

Fees and Charges

The annual fee for this card is RM424. For supplementary card, the first card is free while a fee of RM212 will be incurred per subsequent card. There is no cashback limit but the Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Card

To apply for Hong Leong Platinum Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card and Citibank Cash Back Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!