• Min. Monthly Income

    RM8,333.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    5.33% p.a.

  • Annual Fee

    Free

Feature Highlights
  • 2 PremierMiles for every RM3 spent overseas and selected online travel merchant
  • 8X RM10 cash back on online groceries with min. spend of RM200 & up to 10% Cashback on fine dining & online food deliveries
  • 2X PremierMiles on packages and items for your home entertainment i.e Netflix, Spotify, Harvey Norman, Senheng
Travel
9/10
Dining
5/10

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Travel

  • 1 PremierMiles for every RM3 spent locally
  • 2 PremierMiles for every RM3 equivalent spent in foreign currencies internationally
  • 2 PremierMiles for every RM3 spent on selected online travel merchants (Agoda, Airbnb, Expedia, Traveloka, AirAsia, Cathay Pacific, Malaysia Airlines, Singapore Airlines)

Dining

  • 8X RM10 cash back on online groceries with min. spend of RM200
  • up to 10% Cashback on fine dining & online food deliveries

Other Features

  • Protection Plan

    • Travel Insurance Coverage up to RM300,000
    • Travel Inconvenience Coverage up to RM32,000

  • Balance Transfer via Installment

    • Flexible Monthly Installments with flat Interest Rate between 5.32% to 5.81% p.a

  • Privilege Program

    • Various privileges at all participating merchants
    • Enjoy complimentary access to 39 Plaza Premium Lounge across 19 airports in 9 countries and territories

Card Information

Annual Fee Free (Spend a of minimum RM80,000 within the next 12 months starting from the next anniversary date, your annual fee will be waived in the subsequent anniversary)
Min. Monthly Income RM8,333.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a.
Sales and Services Tax (SST)

0% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

N/A

Cash advance charge

5% of cash amount (min RM 20) and 18% per annum daily interest

Cash advance interest charge

N/A

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Spend More, Save More on Travel!

By charging all your expenditures to the Citi PremierMiles Card, you can get 1 Premier Mile for every RM3 spent locally and 2 PremierMiles for every RM3 equivalent spent in foreign currencies internationally. From Aug 2020 to 31-Dec 2020, you will also be eligible for RM10 cash back when you shop for your groceries online with Happy Fresh, Tesco Online, Jaya Grocer Online along with 10% cashback on fine dining at select locations. You also get to enjoy 2 PremierMiles for every RM3 spent on selected online travel merchants (Agoda, Airbnb, Expedia, Traveloka, AirAsia, Cathay Pacific, Malaysia Airlines, Singapore Airlines). . Other than that, enjoy personalized assistance whenever you need it with Citibank's Priority Line. These privileges include customized travel itineraries, Overseas Personal Insurance coverage up to RM300,000; Travel Inconvenience Coverage up to RM32,000; Overseas Medical Expenses Insurance up to RM50,000.

Fees and Charges

The annual fee is RM600 for principal card and complimentary for supplementary card. Other than that, by making prompt payments of 5% of outstanding balance or RM50 (whichever is higher) for 12 consecutive months you get to enjoy a low finance charge of 15% per annum. Late payments will be charged a minimum of RM10 or 1% of total outstanding balance as at statement date (whichever is higher), up to a maximum of RM100.

Are You Eligible For Citi PremierMiles Card

To apply for the Citi PremierMiles Card, you need a minimum monthly income of RM8,333 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi Business Platinum Card and Standard Chartered WorldMiles Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Citi credit cards and start comparing today!

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi Simplicity+ Credit Card and AmBank True Visa Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Citi credit cards and start comparing today!

*Citi Credit Card Online Card Promotion Terms and Conditions
Sign-up period: 01-Oct-2020 - 31-Dec-2020
*Citi Credit Card Online Application form completion tips Here
*Citi Credit Card Online Tactical Premier MilesTerms and Conditions For latest Citi credit card benefits and card info, please refer to www.citibank.com.my