Min. Monthly Income
- 10x Reward Points on Lazada Spends & Lazada Wallet
- 5x Reward Points on select lifestyle, travel & wellness partners
- 1x Reward Points for all other Retail spend & get upto 1000 Reward points when you spend minimum RM 1500 in a month
Apply with iMoney Online & Activate to get RM300 TnG eWallet Reload Pin or RM300 Grabpay credit
- Activate within 60 days of approval and get RM300 Touch 'n Go eWallet Reload Pin or RM 300 Grabpay credit
- 3 Year Annual Fee Waiver
- Valid for new Citi card members who apply & complete online applications
- Promotion ends 31 July 2020
Product Review by
Citi Lazada First Co-branded e-commerce card in the Region!!
Marked as the first e-commerce co-brand credit card in the region, this card benefits those that do a lot of shopping with one specific online store. If you are frequently ordering things from Lazada – and using the Lazada Wallet – this will definitely help you make the most of your spending. However, it may not appeal to those who make their big purchases elsewhere as it offers fewer points and cashback than credit cards with other focuses. If you’re in the market for a new platinum card to support your Lazada-centric shopping habits, then this is the card for you.
Fees and Charges
Lazada Citi Platinum Credit Card does not charge any annual fees for both principal card and supplementary card for the first year. Second year onwards all you need to do is spend RM 15000 and get the charges waived. The Annual fees for Principal Card is RM 100, Supplementary Card is RM 70, incase you are unable to meet the above criteria starting 2nd year onwards. You also an enjoy a low finance charge of 15% per annum, you will need to do prompt payments for 12 consecutive months. You may also enjoy a finance charge of 17% per annum if you do prompt payments for at least 10 out of 12 months. If you do not meet any of the requirements then you will be charged with the finance charges of 18% per annum. If you are planning to conduct a balance transfer from your current existing credit card, you may do so with Lazada Citi Platinum Credit Card with their Balance Transfer via Installment plan and convert them into installment, offers @ 8.99% per annum for tenure of 12 months.
Are You Eligible For Lazada Citi Platinum Credit Card ?
To enjoy spending on the Lazada Citi Platinum Credit Card, you will need to be at least 21 years old with a minimum monthly income of RM2,000 to be able to apply for the principal card and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi Clear Credit Card and AmBank Imagine Visa Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Citi credit cards and start comparing today!