Standard Chartered CashOne

  • Interest Rate
    6.99% p.a. ~ 6.99% p.a.
  • Max. Loan Amount
    RM 150,000
  • Approval Duration
    Up to 7 business days

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved loan amount of up to RM150,000

Approved loan amount of up to RM150,000

Fixed interest rate starting at 0.58% per month

Fixed interest rate starting at 0.58% per month

Fixed interest rate starting at 0.58% per month

Principal amount will be converted into a credit card limit for every monthly repayment

More details

  • icon Features Features

    Approval Duration
    Up to 7 business days
    Min. Loan Amount
    RM 1,000
    Max. Loan Amount
    RM 150,000

    Other features

    Maximum Financing Tenure
    7 years
    Debt Consolidation
    No

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    21-65 years old
    Min. Monthly Salary
    RM 3,000

    Other eligibility requirements

    Linked Bank Account
    Yes

  • icon Fees and charges Fees and charges

    Processing Fees
    N/A
    Stamp Duty
    0.5% on loan amount

    Other Fees and charges

    Late Payment Charges
    1% on outstanding loan amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Overview

Standard Chartered CashOne is an unsecured personal loan exclusively for Standard Chartered Platinum Credit cardholders and this is because any monthly repayment that you will be doing for your personal loan will be converting into your credit card limit. It is a personal loan plan that is attached with your current existing Standard Chartered Platinum Credit Card. This personal loan does not have any minimum and maximum loan tenure therefore it is all depending on how long you use your credit card. The approval duration for this personal loan is up to 7 business days and the best part about this personal is that there are no any processing fees, no disbursement fee and no early settlement penalties but point to be noted here is that there will be a stamp duty fee of 0.5% on loan amount and also late payment charges of 1% on outstanding loan amount.

On top of that you will are not required to have any guarantor or collateral in order to apply for this application. You are also entitled to enjoy a fixed interest rate of 6.99% up to 13.00% per annum. You may finance a minimum amount of RM1,000 up to RM150,000 or up to 5x your fixed monthly salary. To be eligible to apply for this loan, you will need to be at least 21 years old with a minimum monthly salary of RM3,000. You will also need a good credit record (CTOS/CCRIS), which means all of your overdue payments for all other commitments should be settled off.

  • Applicant must be between the age of 21 to 65 to qualify. Opening of a linked bank account is compulsory.