- You Pay
- RM 89 /mth
- Interest Rate
- Total Interest Payable
- RM 70
- Total Repayment
- RM 1,070
Approved loan amount of up to RM150,000
Fixed interest rate starting at 0.58% per month
Principal amount will be converted into a credit card limit for every monthly repayment
Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Standard Chartered CashOne is an unsecured personal loan exclusively for Standard Chartered Platinum Credit cardholders and this is because any monthly repayment that you will be doing for your personal loan will be converting into your credit card limit. It is a personal loan plan that is attached with your current existing Standard Chartered Platinum Credit Card. This personal loan does not have any minimum and maximum loan tenure therefore it is all depending on how long you use your credit card. The approval duration for this personal loan is up to 7 business days and the best part about this personal is that there are no any processing fees, no disbursement fee and no early settlement penalties but point to be noted here is that there will be a stamp duty fee of 0.5% on loan amount and also late payment charges of 1% on outstanding loan amount.
On top of that you will are not required to have any guarantor or collateral in order to apply for this application. You are also entitled to enjoy a fixed interest rate of 6.99% up to 13.00% per annum. You may finance a minimum amount of RM1,000 up to RM150,000 or up to 5x your fixed monthly salary. To be eligible to apply for this loan, you will need to be at least 21 years old with a minimum monthly salary of RM3,000. You will also need a good credit record (CTOS/CCRIS), which means all of your overdue payments for all other commitments should be settled off.