• Interest rate (p.a.)

    12.00% - 18.00%

  • Loan Tenure

    1 - 1 years

  • Approval Duration

    24 hours

  • Min. monthly income


Loan calculator
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Monthly salaryRM0
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Total Interest PayableRM0
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What's so great about Cashwagon Personal Loan?
  • Simplest and quickest way to get hassle-free instant cash loan
  • Quick disbursement process as fast as 24 hours from approval
  • Complete entire application online and eliminate complicated approval process

Product Features

Min. financing amount300
Max.financing amount- 2,000 for new customers
- 3,000 for existing customers
Min. loan tenure1 month
Max. loan tenureCustomer will need to pay the minimum amount required (25% of the Unpaid Balance amount) to extend the due date to another term
Interest rate1.5% per month
Approval duration24 hours

Fees & Charges

One time set up
Other feesLegal Processing Fees
Early settlementPossible without any penalties or charges
Late payment chargesFees charged by the Debt Collection Agency


Age requirementAge 20 - 60
Employment eligibilityAll sectors possible except for: Housewife, Police/Military, Any type of uniform groups (e.g. RELA, Auxiliary police, etc), Unemployed, Student, Retired/Pensioner
Min. salary requirementRM1,000 gross per month
Guarantor / Collateral requirementNot required

Other Requirements

Product Review byiMoney


Cashwagon Personal Loan gives you the financial support to enjoy quick disbursement process, as fast as 24 hours from approval. You can complete the entire application online, eliminating complex approval procedures and complicated ways to claim the money.

Cashwagon Personal Loan

What is the maximum amount of money that you can loan from Cashwagon?

You are allowed to borrow instant cash up to RM 2,000. For repeat customers, you may borrow up to RM3,000.

So what are the Terms & Conditions?

To be qualified for the Cashwagon Personal Loan, you must be between 20 and 60 years old. On top of that, you must be currently employed and with a valid home address in Peninsular Malaysia only.

What is the interest rate?

Upon approval, interest rate not exceeding 12% p.a (with collateral) and 18% p.a (without collateral)

What are the penalties for late payment or early settlement?

  • There will be no late interest charge. However, if you default on your payment, Cashwagon will appoint a Debt Collection Agency to collect the payment from you and all fees incurred will be charged to you.
  • How long will the application take and what documentations are required?

    Upon completing an application with iMoney, you will be directed to the Cashwagon application page to complete the application process which includes a copy of your NRIC.

    Thereafter, Cashwagon will assess your application if it has been successful or rejected before the approval or disbursement within 24 hours.

    Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?

    The answer is Yes, you can still apply and get approved. However, it is advised that you settle all overdue payments before applying. Learn more about credit information from Credit Bureau Malaysia.