Cashwagon Instant Cash Loan - 24h Approval Period Guaranteed

Interest rate (p.a.)
12.00% - 18.00%
Loan Tenure
1 - 1 years
Approval Duration
24 hours
Min. monthly income
RM1,000

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What's so great about Cashwagon Personal Loan?

Simplest and quickest way to get hassle-free instant cash loan
Quick disbursement process as fast as 24 hours from approval
Complete entire application online and eliminate complicated approval process

Product Features

Min. financing amount	300
Max.financing amount	- 2,000 for new customers - 3,000 for existing customers
Min. loan tenure	1 month
Max. loan tenure	Customer will need to pay the minimum amount required (25% of the Unpaid Balance amount) to extend the due date to another term
Islamic/Conventional	Conventional
Interest rate	1.5% per month
Approval duration	24 hours

Fees & Charges

One time set up
Other fees	Legal Processing Fees

Penalties
Early settlement	Possible without any penalties or charges
Late payment charges	Fees charged by the Debt Collection Agency

Eligibility

Age requirement	Age 20 - 60
Employment eligibility	All sectors possible except for: Housewife, Police/Military, Any type of uniform groups (e.g. RELA, Auxiliary police, etc), Unemployed, Student, Retired/Pensioner
Min. salary requirement	RM1,000 gross per month
Guarantor / Collateral requirement	Not required

Other Requirements

Overview

Cashwagon Personal Loan gives you the financial support to enjoy quick disbursement process, as fast as 24 hours from approval. You can complete the entire application online, eliminating complex approval procedures and complicated ways to claim the money.

Cashwagon Personal Loan

What is the maximum amount of money that you can loan from Cashwagon?

You are allowed to borrow instant cash up to RM 2,000. For repeat customers, you may borrow up to RM3,000.

So what are the Terms & Conditions?

To be qualified for the Cashwagon Personal Loan, you must be between 20 and 60 years old. On top of that, you must be currently employed and with a valid home address in Peninsular Malaysia only.

What is the interest rate?

Upon approval, interest rate not exceeding 12% p.a (with collateral) and 18% p.a (without collateral)

What are the penalties for late payment or early settlement?

There will be no late interest charge. However, if you default on your payment, Cashwagon will appoint a Debt Collection Agency to collect the payment from you and all fees incurred will be charged to you.

How long will the application take and what documentations are required?

Upon completing an application with iMoney, you will be directed to the Cashwagon application page to complete the application process which includes a copy of your NRIC.

Thereafter, Cashwagon will assess your application if it has been successful or rejected before the approval or disbursement within 24 hours.

Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?

The answer is Yes, you can still apply and get approved. However, it is advised that you settle all overdue payments before applying. Learn more about credit information from Credit Bureau Malaysia.