- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
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Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
AEON i-Cash Personal Financing is an unsecured Shariah-compliant personal financing that offers a financing amount from RM1,000 to RM100,000. It also has a relatively low instalment, decent financing, and fast approval process.
Best for: Personal use including your kid’s education fund, debt consolidation.
Income requirements: Minimum RM1,500/month.
All you need to do is click on the orange “Apply” button on the top right of your screen. Then fill in your contact details and we will get in touch to get started with your loan application.
You can borrow between RM1,000 to RM100,000.
Once you have completed your application with iMoney, you are required to provide the following documents for your application:
If you are self-employed
It normally takes between one (1) to three (3) days for your application to be approved. However, it may be delayed if you have not submitted all the required documents for approval.
One-time set-up fee: A stamp duty fee of 0.5% of financing amount
* Fee is capped at RM400
Wakalah fee: RM10.60 (includes 6% SST)
Late payment charge: 1% per year on the outstanding payment
For example, the fee is calculated as follow:
Late payment charge = Outstanding monthly instalment X 1% X number of days outstanding
* The charges will not be compounded
Note: There are no upfront charges or additional fees when you apply through iMoney. We will also not request any deposit payment from you.
The AEON i-Cash Personal Financing offers a profit rate of 7.92% p.a.
Monthly repayment for this personal financing can be as low as RM55. However, your instalment depends on your financing amount and tenure.
Use our personal loan calculator above to estimate your monthly repayment.
There are several ways of paying:
Here you can view and download the AEON table of repayment calculations.
You can check on the details of your AEON i-Cash Personal Financing by sending an SMS to 63633. You can send the following messages
AEON STS <Last 4-digit NRIC> – Application Status
AEON BAKI <Last 4-digit NRIC> – Outstanding Balance
AEON BAYAR <Last 4-digit NRIC> – Payment Amount
AEON AKHIR <Last 4-digit NRIC> – Final Payment Date
Unfortunately, no. AEON Credit Service will check your credit history as part of their approval process. You are advised to settle all overdue payments before applying and keep a healthy credit record before you apply for any personal financing or loan. We also highly recommend that you continue repaying your loans on time for another three months before reapplying.
Check your iMoney CreditScore for free to find out how your credit health is.
This loan has a low minimum income requirement of only RM2,000. It also comes with a fixed interest rate that starts from 8.20% p.a. and a maximum loan tenure of 5 years.