- You Pay
- RM 89 /mth
- Interest Rate
- Total Interest Payable
- RM 70
- Total Repayment
- RM 1,070
Approved loan amount of up to RM100,000.
Fixed interest rate starting at 0.54% per month
Loan approval within 2 business days (48 hours)
Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Maybank Personal Loan is an unsecured personal loan for Malaysian citizens who would like to finance with a minimum amount of RM5,000 up to RM100,000. To be able to enjoy a low interest rate, the loan amount should be RM50,001 up to RM100,000 (6.5% per annum), RM20,001 up to RM50,000 (7% per annum) but if you are planning to apply for a low amount around RM5,000 to RM20,000, your interest rate would be at 8% per annum. It is a hassle free loan with no guarantor or collateral needed but to be eligible to apply for this loan, one must be employed with a minimum monthly gross income of RM2,500 and must be at least 21 years old.
To get the loan approved it all depends on the applicant’s credit ratings. You can enjoy minimum loan tenure of 2 years and a maximum tenure of 6 years. If you are an applicant with full-time employment, you will need to prepare a clear copy of your NRIC (front and back), latest 3 months salary slips, latest 6 months savings account activity OR current account statements and latest BE form with tax payment receipt attached. If you are a self-employed applicant, you will need to prepare a clear copy of your NRIC (front and back), latest 6 months bank statements, latest BE form with tax payment receipt attached and a copy of your Business Registration Certificate. Be sure that you have settled any overdue payments for your other commitments because you will not be eligible to apply for a personal loan if you have a bad credit record (CTOS/CCRIS).