Approved loan amount of up to RM100,000
Fixed interest rate starting at 0.83% per month
No Processing Fee, No Guarantor and No Collateral
Features
Eligibility & Required Documents
Fees and chargesLeave your details and our friendly agents will get back to you!
Explore our Suggest Me Personal Loan tool to identify the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
UOB Personal Loan is catered for Malaysians only and has a fast approval and an easy application process, this loan offers a high financing amount of up to RM 100,000 and maximum loan tenure of 5 years
Best for: Salaried employees or self-employed people to fund their personal finances such as child’s education
Pros:
Below are the details of Interest Rates for this loan:
|
Salaried Worker |
Self-employed |
Interest Rate |
|
RM2,000 - RM3,999 |
RM3,000 - 5,999 |
11.99% p.a. |
|
RM4,000 - RM6,999 |
RM6,000 - RM7,999 |
10.99% p.a. |
|
RM7,000 & more |
RM8,000 & more |
9.99% p.a. |
Flexible repayment tenure of 12, 18, 24, 30, 36, 42, 48, 54 and 60 months.
Starts from 0.83%/month.
No, foreigners may not apply for this loan. Only Malaysians are eligible to apply for this loan.
The approval duration for this loan is up to seven (7) business days.
As with any financing, you will have to make monthly repayment, which consists of principal amount and a profit charge.
Use our personal loan calculator above to estimate your monthly repayment.
You can use the UOB Personal Internet Banking by following the steps below:
Step 1: Login to your 'UOB Personal Internet Banking Account'
Step 2: Select 'Payment & Transfer' followed by 'Payment' and 'Own Credit Card'
Step 3: Select your preferred card; click 'Pay' and follow the simple steps on screen.
Below are the details of Fees and Charges for this loan:
|
Processing Fee |
Free |
|
Stamp Duty |
0.5% on loan amount |
|
Late Payment Charges |
1% on outstanding loan amount |
|
Early Settlement Fee |
3% on total balance outstanding (principal + interest) or minimum RM300, whichever is higher |
|
Interbank GIRO (IBG) Fee |
RM2.00 will be deducted from loan amount (if funds are disbursed to non-UOB Malaysia savings/current account) |
Yes you may. There will be a charge of 3% for Early Settlement Fee on total balance outstanding (principal + interest), subject to a minimum of RM300, whichever is higher.
Below are the required documents for this loan:
|
Salaried Employee |
Self-employed |
|
|
With Income Documents |
|
|
|
With Other banks’ Credit/Charge Cards* |
*Principal Cardmember who has been holding the Card for more than 1 year. The Card must be issued in Malaysia. |
|
If you want to read the full Terms and Condition or get the Disclosure Sheet for this loan, please use the links below:
We encourage you to set both your company’s and your personal credit track record in check before applying – in order to increase your chances of approval as well as getting better rates.
Check your iMoney CreditScore for free to find out how your credit health is.
Standard Chartered Quick Cash EDGE
The Standard Chartered Quick Cash EDGE is based on a fixed interest rate (flat) starting from 0.583% per month and has a loan amount that can be as low as RM3,000 and up to RM250,000 with a maximum loan tenure of 7 years.
