- You Pay
- RM 89 /mth
- Interest Rate
- Total Interest Payable
- RM 70
- Total Repayment
- RM 1,070
Approved loan amount of up to RM100,000
Fixed interest rate starting at 0.83% per month
No Processing Fee, No Guarantor and No Collateral
Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
UOB Personal Loan is an unsecured personal loan up to 5 years for Government servants, employees of private sector organizations, and self-employed individuals and it is mainly focused for those who prefer to apply with a minimum loan amount of RM5,000 up to maximum RM100,000. You will stand a chance to enjoy a fixed interest rate from 9.99% up to 11.99% per annum depending on your loan amount. To be able to apply for the UOB personal loan, you must be at least 21 years old up to 55 years old. You can take up UOB Personal Loan with minimum loan tenure of 1 year up to 5 years and it is a hassle free application because there is no guarantor or collateral needed.
If you are a salaried employee and is planning to take up the UOB personal loan, you will need to prepare documents such as a clear copy of your NRIC (front and back), copy of latest bank statement OR the first page of your passport, latest 1 month salary slip OR latest 3 months salary slips, OR latest EA form, OR latest 6 months EPF statement, OR BE form with validated payment slip/receipt. Other than that, if you are a self-employed applicant then you will need to prepare a clear copy of your NRIC (front and back), latest B/BE form with tax payment receipt attached, latest 3 months bank statements showing salary credit transactions and Form 9,24, or 49 OR Business Registration Certificate. You must also have a good credit record (CTOS/CCRIS) to be eligible for this and if you have some overdue payments then you will need to settle off all those payments.