UOB Personal Loan

  • Interest Rate
    11.99% p.a. ~ 9.99% p.a.
  • Max. Loan Amount
    RM 100,000
  • Approval Duration
    Up to 7 business days

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved loan amount of up to RM100,000

Approved loan amount of up to RM100,000

Fixed interest rate starting at 0.83% per month

Fixed interest rate starting at 0.83% per month

Fixed interest rate starting at 0.83% per month

No Processing Fee, No Guarantor and No Collateral

More details

  • icon Features Features

    Approval Duration
    Up to 7 business days
    Min. Loan Amount
    RM 5,000
    Max. Loan Amount
    RM 100,000

    Other features

    Maximum Loan Tenure
    5 years
    Debt Consolidation
    No
    Early Settlement
    3% on outstanding loan amount or RM300, whichever is higher

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    21-55 years old
    Min. Monthly Salary
    RM 2,000

  • icon Fees and charges Fees and charges

    Processing Fees
    N/A
    Stamp Duty
    0.5% on loan amount

    Other Fees and charges

    Late Payment Charges
    1% on outstanding loan amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Overview

UOB Personal Loan is an unsecured personal loan up to 5 years for Government servants, employees of private sector organizations, and self-employed individuals and it is mainly focused for those who prefer to apply with a minimum loan amount of RM5,000 up to maximum RM100,000. You will stand a chance to enjoy a fixed interest rate from 9.99% up to 11.99% per annum depending on your loan amount. To be able to apply for the UOB personal loan, you must be at least 21 years old up to 55 years old. You can take up UOB Personal Loan with minimum loan tenure of 1 year up to 5 years and it is a hassle free application because there is no guarantor or collateral needed.

If you are a salaried employee and is planning to take up the UOB personal loan, you will need to prepare documents such as a clear copy of your NRIC (front and back), copy of latest bank statement OR the first page of your passport, latest 1 month salary slip OR latest 3 months salary slips, OR latest EA form, OR latest 6 months EPF statement, OR BE form with validated payment slip/receipt. Other than that, if you are a self-employed applicant then you will need to prepare a clear copy of your NRIC (front and back), latest B/BE form with tax payment receipt attached, latest 3 months bank statements showing salary credit transactions and Form 9,24, or 49 OR Business Registration Certificate. You must also have a good credit record (CTOS/CCRIS) to be eligible for this and if you have some overdue payments then you will need to settle off all those payments.

  • Applicant must be between the age 21 to 55 above to qualify.Applicant must be a Malaysian citizen employed as a Government servant, employee of private sector organization, or self-employed with a minimum gross salary of RM2,000 per month (salaried) or RM3,000 per month (self-employed).