UOB Personal Loan

  • Interest Rate
    9.99% p.a. ~ 11.99% p.a.
  • Max. Loan Amount
    RM 100,000
  • Approval Duration
    Up to 7 business days

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved loan amount of up to RM100,000

Approved loan amount of up to RM100,000

Fixed interest rate starting at 0.83% per month

Fixed interest rate starting at 0.83% per month

Fixed interest rate starting at 0.83% per month

No Processing Fee, No Guarantor and No Collateral

More details

  • icon Features Features

    Approval Duration
    Up to 7 business days
    Min. Loan Amount
    RM 5,000
    Max. Loan Amount
    RM 100,000

    Other features

    Maximum Loan Tenure
    5 years
    Debt Consolidation
    No
    Early Settlement
    3% on outstanding loan amount or RM300, whichever is higher

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    21-55 years old
    Min. Monthly Salary
    RM 2,000

  • icon Fees and charges Fees and charges

    Processing Fees
    Free
    Stamp Duty
    0.5% on loan amount

    Other Fees and charges

    Late Payment Charges
    1% on outstanding loan amount
Last updated: Aug 25, 2021

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How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

UOB Personal Loan is catered for Malaysians only and has a fast approval and an easy application process, this loan offers a high financing amount of up to RM 100,000 and maximum loan tenure of 5 years

Best for: Salaried employees or self-employed people to fund their personal finances such as child’s education

Pros:

  • Loan amount of RM100,000
  • Fast approval (within 5 days)
  • No collaterals and guarantors required
  • No processing fees
  • Affordable interest rate (starts from 0.83%/month)

  • RM 5000 - RM 100,000
    (up to RM 50,000 for self-employed applicants)

  • Flexible repayment tenure of 12, 18, 24, 30, 36, 42, 48, 54 and 60 months.

    • Must be a Malaysian citizen
    • Between ages 21 -55 years old
    • Minimum income of RM 2,000 per month for salaried employees
    • Minimum income of RM 3,000 per month for self-employed

  • Starts from 0.83%/month.

  • As with any financing, you will have to make monthly repayment, which consists of principal amount and a profit charge.

    Use our personal loan calculator above to estimate your monthly repayment.

  • Once you have completed your application with iMoney, you are required to provide the following documents for your application:

     

    Salaried Employee

    Self-employed

    With Income Documents
    • Copy of I.C. (front & back)/
      Passport
    • Latest 3 months Pay Slip
    • Latest Form B/ BE (with copy
      of tax payment receipt),
      OR
    • Latest 3 months Bank Statements (show salary credit transaction),
      OR
    • EPF Statements (last 12
      months)
    • Copy of I.C. (front & back)/ Passport
    • Latest Form B/ BE (with copy of tax payment receipt)
    • Latest 3 months Bank
      Statements (show salary
      credit transaction)
    • Business Registration
      Certificate Form 9/24/49
      (2 years in same business)

    With Other Banks' Credit/ Charge Cards***
    • Copy of I.C. (front & back)/ Passport
    • Either one of the following:
      1. Salaried applicant - one month payslip, latest Form BE, latest EPF form, bank statement (where salary is credited)
      2. Self employed applicant - Form B and tax receipt, bank statement, audited P&L account

    • *** Principal Cardmember who has been holding the Card for more than 1 year. The Card must be issued in Malaysia.

  • We encourage you to set both your company’s and your personal credit track record in check before applying – in order to increase your chances of approval as well as getting better rates.

    Check your iMoney CreditScore for free to find out how your credit health is.

  • Standard Chartered Quick Cash EDGE

    The Standard Chartered Quick Cash EDGE is based on a fixed interest rate (flat) starting from 0.583% per month and has a loan amount that can be as low as RM3,000 and up to RM250,000 with a maximum loan tenure of 7 years.