• Interest rate (p.a.)

    10.56% - 10.56%

  • Loan Tenure

    1 - 5 years

  • Approval Duration

    Up to 5 business days

  • Min. monthly income


Loan calculator
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Monthly salaryRM0
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What's so great about Standard Chartered Quick Cash EDGE?
  • Approved loan amount of up to RM150,000
  • Fixed interest rate starting at 0.88% per month
  • Individuals between the age of 21 to 60 may apply

Product Features

Min. financing amountRM2,000
Max.financing amount Up to 5x fixed monthly salary or up to RM150,000
Min. loan tenure1
Max. loan tenure5
Interest rateFixed rate of 10.50% – 10.56% per annum
Approval durationUp to 5 business days
Debt consolidationNo

Fees & Charges

One time set up
Processing feeN/A
Stamp duty0.5% on loan amount
Disbursement & misc. feeN/A
Annual feeN/A
Other feesN/A
Early settlementN/A
Late payment charges1% on outstanding loan amount
Other penaltiesN/A


Age requirementAge 21 - 65
Employment eligibilityGovernment servants and employees of private sector organizations
Min. salary requirementRM2,000 gross per month
Guarantor / Collateral requirementN/A

Other Requirements

Need to open linked banked account?Yes
Need to buy Takaful product?No
Other detailsN/A

Product Review byiMoney

Standard Chartered Quick Cash EDGE FAQ

What is the maximum amount you can borrow?

Borrowable amount of up to fives times your fixed monthly gross salary or RM150,000 for a maximum loan tenure of five years.

The catch?

Applicant must be between the age of 21 to 65 to qualify.

Applicant must be a Government servant or an employee of a private sector organization with a minimum gross salary of RM2,000 per month.

Opening of a linked bank account is compulsory.

What will it cost you and how will you be charged?

One time set-up fee:
  • Stamp duty of 0.5% on loan amount to be deducted upfront before loan disbursement. No other set-up fees need to be paid.
  • Recurring payments:
  • Monthly repayment comprising principal amount and interest charge via standing instruction deduction.
  • For loan amount of RM2,000 – RM49,999:
    • Fixed interest rate of 10.56% per annum (0.88% per month) throughout the entire loan tenure.
    For loan amount of RM50,000 – RM150,000:
    • Fixed interest rate of 10.50% per annum (0.8% per month) throughout the entire loan tenure.
  • Late payment charges of 1% of outstanding loan amount. Late payment charges will increase your total outstanding loan amount.
  • No early settlement penalty imposed.
  • How long will the application take and what documentations are required?

    Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application.

    Thereafter, Standard Chartered will require an average of five business days (not including Saturday, Sunday, and public holidays) before approval or disbursement.

    You are required to furnish the following documents for your loan application:

    • Copy of NRIC (front and back)
    • 1 month (most current) salary slip
    • 1 month (most current) bank statement
    • EPF or KWSP statement (most current)
    • BE form with tax payment receipt attached (most current)

    Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?

    No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your loans on time for another three months before reapplying.

    If you are looking for other personal loans, you may also consider
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  • Mach I.O.U Personal Loan
  • Mach I.O.U Personal Loan has a flat interest rate starting from 12% p.a. The maximum tenure for this personal loan is 5 years. It also comes with a minimum income requirement of RM2,000.