HSBC Amanah Personal Financing-i

  • Profit Rate
    10.50% p.a. ~ 12.50% p.a.
  • Max. Financing Amount
    RM 250,000
  • Approval Duration
    Up to 3 business days

Calculate your financing repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Profit Rate
Total Profit Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved financing amount of up to RM250,000

Approved financing amount of up to RM250,000

Fixed profit rate as low as 6% p.a

Fixed profit rate as low as 6% p.a

Fixed profit rate as low as 6% p.a

Instant cash disbursement upon approval

More details

  • icon Features Features

    Approval Duration
    Up to 3 business days
    Min. Financing Amount
    RM 6,000
    Max. Financing Amount
    RM 250,000

    Other features

    Maximum Financing Tenure
    7 years
    Debt Consolidation
    Yes

  • icon Eligibility/Documents Eligibility/Documents

    Employment Eligibility
    Salaried, self employed, commission earner
    Age Requirement
    21-60 years old
    Min. Monthly Salary
    RM 3,000

    Other eligibility requirements

    Linked Bank Account
    Yes
    NRIC
    Front and Back
    Salary Slip
    1 month
    EPF Statement
    6 months
    Appointment Letter
    If less than 3 months employment

  • icon Fees and charges Fees and charges

    Processing Fees
    N/A
    Stamp Duty
    N/A

    Other Fees and charges

    Late Payment Charges
    1% p.a. on outstanding amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal financing online?

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Step 1

Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.

Step 2 Image

Step 2

Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

HSBC Amanah Personal Financing-i is here to offer an unsecured Islamic personal financing to Malaysian citizens and permanent residents employed as a Government servant, employee of a private sector organization, or as self-employed. If you are urgent to get a personal financing, here is your chance because the approval duration is only up to 3 business days. With this personal financing, you will get to save even more because there is no processing fee, no stamp duty fee, no disbursement fee, no early settlement penalty and no late payment charges therefore you will not be charged with any hidden charges.

On top of that, this application is made easier because there is no guarantor or collateral need in order to apply for this application. You are entitled to enjoy a fixed profit rate of 6% per annum*. You may finance a minimum amount of RM6,000 up to RM150,000.

To be eligible for applying this financing, your monthly gross salary should be at least RM3,000 for existing HSBC customer, while New to Bank customer should earn at least RM5,000.

You will also need a good credit record (CTOS/CCRIS) that means all of your overdue payments for all commitments should be settled off.

  • Applicant must be between the age of 21 to 60 to qualify.Applicant must be a Malaysian citizen or permanent resident employed as a Government servant, employee of a private sector organization, or self-employed.Minimum gross salary is RM3,000 for existing customers and RM5,000 for New to Bank customersMaximum financing tenure offered for existing HSBC customer is 7 years and 5 years for New to Bank customers.