KOBETA Cooperative Personal Financing

  • Interest Rate
    6.9% p.a.
  • Max. Loan Amount
    RM 150,000
  • Approval Duration
    2-4 Working Days

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

More details

  • icon Features Features

    Approval Duration
    2-4 Working Days
    Min. Loan Amount
    RM 1,000
    Max. Loan Amount
    RM 150,000

    Other features

    Financing Tenure
    10 years
    Debt Consolidation
    No

  • icon Eligibility/Documents Eligibility/Documents

    Employment Eligibility
    Permanent government and semi-government employees (TNB. POS Malaysia)
    Age Requirement
    21-47 years old
    Min. Monthly Salary
    RM 1,500

    Other eligibility requirements

    Salary Slip
    Copy of latest 3 months payslips [verified by employer]
    Bank Statement
    Copy of latest 3 months bank statement [if not AG customers]
    Application Form
    A full set of application forms & agreements
    Angkasa Form (Blue Form) or Letter of authorization
    Angkasa Form (Blue Form) or Letter of authorisation to deduct salary

  • icon Fees and charges Fees and charges

    Processing Fees
    Free

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Whether you have high outside commitments such as Public Sector Home Financing Board (LPPSA) or even a credit record on CCRIS, KOBETA Cooperative can assist with your financing needs.

This is ideal for permanent government and semi-government employees looking for low interest Syariah financing but have high outside commitment. It also offers a reasonable financing rate fixed for the entire 10-year term.

  • A flat profit rate of 5.99% is fixed for the entire financing period and the payout is up to 93% of the financing amount.