- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
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Terms and Conditions Apply
Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
CBP Personal Financing-i Lestari is a financing facility specifically for government servants. This fast approval financing also offers a lower profit rate than other financing packages out there.
Best for: Personal use or debt consolidation due to the lower profit rate.
Income requirements: Minimum RM2,000/month
Minimum of RM5,000, maximum of RM200,000.
Maximum of 10 years or until retirement age of 60 is reached, whichever comes first.
Within 3 working days upon submission of your information and documents.
To speed up the process, you can complete the application through iMoney where our call centre consultants will walk you through the eligibility checker, application form, and advise you on the required document submission.
Next, CBP will require an average of 3 business days (excluding Saturday, Sunday, and public holidays) to approve and disburse your cash to you.
One-time set-up fee: A stamp duty fee of 0.5% on financing amount will be deducted upfront before your financing amount is given to you or disbursed to you.
Broker fee: RM50
Will fee: RM300
Early settlement fee: None
Late penalty fee: None
Note: There are no upfront charges or additional fees when you apply through iMoney. We will also not request any deposit payment from you.
The CBP Personal Financing-i Lestari offers a flat profit rate as follows:
As with any personal financing, you will have to make monthly repayment which comprises principal amount and a profit margin.
How much you pay per month depends on your financing amount, tenure and profit rate.
Use our personal financing calculator above to estimate your monthly repayment.
Biro Perkhidmatan Angkasa (BPA)
Once you have completed your application with iMoney, you are required to provide the following documents for your application:
Unfortunately, no. CBP will check your credit history as part of their approval process. You are advised to settle all overdue payments before applying and keep a healthy credit record before you apply for any personal financing or loan. We also highly recommend that you continue repaying your financing on time for another three months before reapplying.
Check your iMoney CreditScore for free to find out how your credit health is.
If you are looking for a personal financing with lower income requirement, this personal financing considers applicants with a minimum income of RM1,500. With a maximum financing amount of RM100,000, this Islamic financing comes with attractive rates from 7.92% per month. The age requirement is also wider where Malaysians between 18 and 65 years old qualify.
Bank Rakyat Personal Financing-i Public Sector is also a personal financing facility exclusively for government servants. However, it has a much lower minimum income requirement of RM1,000.