Hong Leong Personal Loan

  • Interest Rate
    7% p.a. ~ 5% p.a.
  • Max. Loan Amount
    RM 250,000
  • Approval Duration
    Up to 2 business days

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved loan amount of up to RM100,000

Approved loan amount of up to RM100,000

Monthly instalments as low as RM103

Monthly instalments as low as RM103

Monthly instalments as low as RM103

Loan approval within 2 business days (48 hours)

More details

  • icon Features Features

    Approval Duration
    Up to 2 business days
    Min. Loan Amount
    RM 5,000
    Max. Loan Amount
    RM 250,000

    Other features

    Maximum Loan Tenure
    7 Years
    Debt Consolidation
    No

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    21-60 years old
    Min. Monthly Salary
    RM 2,000

  • icon Fees and charges Fees and charges

    Processing Fees
    N/A
    Stamp Duty
    0.5% of loan amount

    Other Fees and charges

    Late Payment Charges
    1% on outstanding loan amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

Step 1 Image

Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

Step 2 Image

Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

Step 3 Image

Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Overview

Hong Leong Personal Loan is an unsecured personal available to citizens of Malaysia who are employed as a Government servant, employee of a private sector organization, or self-employed. If you are looking for a personal loan in a hurry then you are lucky because Hong Leong Personal Loan takes up 2 business days for the approval duration. The application process is fast and hassle free because there is no guarantor or collateral needed in order to apply for the personal loan. The minimum loan amount required in order to be able to enjoy the benefits of Hong Leong Personal Loan is RM5,000 and up to RM100,000. You are also entitled to enjoy this fantastic personal loan minimum tenure of 2 years up to 7 years.

For this conventional personal loan, you will have a fixed interest rate of 12.00% per annum. In addition, in order to save up, there will be no processing fee, no disbursement fee and no early settlement penalty charges but take note that you will be charged with a 0.5% stamp duty from the loan amount and also will be charged with 1% on outstanding loan amount for any late payments. To be eligible to apply for this loan, your minimum monthly gross income should be at least RM2,000 and you must be at least 21 years old. You will also need a good credit record (CTOS/CCRIS) that means all of your overdue payments for all commitments should be settled off.

  • Applicant must be between the age of 21 to 60 to qualify.Applicant must be a Malaysian citizen employed as a Government servant, employee of a private sector organization, or self-employed with a minimum gross salary of RM2,000 per month.