RHB Easy-Pinjaman Ekspres

  • Interest Rate
    13.45% p.a. ~ 8.18% p.a.
  • Max. Loan Amount
    RM 150,000
  • Approval Duration
    Within 24 hours
"Fast, convenient and hassle-free financing – apply via online!"

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070
Enjoy 24 hours express approval that is convenient & flexible at the same time
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Enjoy 24 hours express approval that is convenient & flexible at the same time

Within 24 hours with affordable repayment plan

More details

  • icon Features Features

    Approval Duration
    Within 24 hours
    Min. Loan Amount
    RM 2,000
    Max. Loan Amount
    RM 150,000

    Other features

    Min. Loan Tenure
    1 year
    Max. Loan Tenure
    7 years

  • icon Eligibility/Documents Eligibility/Documents

    Employment Eligibility
    Salaried, self employed, commission earner
    Age Requirement
    21-55 years old
    Min. Monthly Salary
    RM 1,500

    Other eligibility requirements

    Employment Eligibility
    Salaried, self employed, commission earner
    Salary Slip
    1 month (salaried) or 6 months (commission earner)
    EPF Statement
    Latest 12 months

  • icon Fees and charges Fees and charges

    Processing Fees
    Free
    Stamp Duty
    0.5% stamp duty fee is applicable

    Other Fees and charges

    Late Payment Charges
    1% on outstanding financing amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

  • Borrowable amount of up to RM150,000 for a maximum financing tenure of 7 years for income above RM10,000. Note that the maximum financing tenure for income below RM10,000 will be 5 years
  • Applicant must be between the age 21 to 55 above to qualify.Applicant must be a Malaysian citizen employed as an employee of a private sector organization, or self-employed with a minimum gross salary of RM1,500 per month.Opening of a linked bank account is compulsory.
  • One time set-up fee:0.5% stamp duty fee is applicable as per Stamp Duty Act 1949 (Revised 1989) to be deducted upfront before financing disbursement. No other set-up fees need to be paid.Recurring payments:Monthly repayment comprising principal amount and interest charge via standing instruction deduction.For financing amount of RM2,000 – RM10,000, from 12-60 months:Fixed interest rate of 13.45% per annum throughout the entire financing tenure.For financing amount of RM11,000 – RM50,000, from 12-84 months:Fixed interest rate of 13.45% per annum throughout the entire financing tenure.For financing amount of RM51,000 – RM99,000, from 12-84 months:Fixed interest rate of 9.91% per annum throughout the entire financing tenure.For financing amount of RM100,000 – RM150,000 from 12-84 months:Fixed interest rate of 8.18% per annum throughout the entire financing tenure.Penalties:Early settlement penalty of RM200 for settlement within 6 months from the date of financing approval.Late payment charges of 1% on outstanding financing amount. Late payment charges will increase your total outstanding financing amount.
  • Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. All you need to bring along with you to the bank is your MyKad. With biometric verification, all your income data needed will be auto-filled electronically by RHB Easy. No documents or forms to fill! However, to be on the safe side, do bring along the following documents with you as well! If you are a salaried employee, please prepare the following: Latest payment slip Most current EPF Statement with latest 18 months contribution Latest bank saving account passbook or current/savings account statement If you are self-employed, please prepare the following: Business Registration Certificate (must be at least 2 years in business) Latest 6 months' bank statement Most recent Form B/BE from LHDN
  • No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your loans on time for another three months before reapplying.