RHB Islamic Bank Pensioner Personal Financing-i

  • Profit Rate
    5.25% p.a.
  • Max. Financing Amount
    RM 100,000
  • Approval Duration
    Up to 5 business days

Calculate your financing repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Profit Rate
Total Profit Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved loan amount of up to RM100,000

Approved loan amount of up to RM100,000

Fixed interest rate of 0.43% per month

Fixed interest rate of 0.43% per month

Fixed interest rate of 0.43% per month

Applicant covered by Takaful protection

More details

  • icon Features Features

    Approval Duration
    Up to 5 business days
    Min. Financing Amount
    RM 5,000
    Max. Financing Amount
    RM 100,000

    Other features

    Maximum Financing Tenure
    10 years
    Debt Consolidation
    No
    Early Settlement
    No

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    40-67 years old
    Min. Monthly Salary
    RM 2,000

    Other eligibility requirements

    Linked Bank Account
    Yes

  • icon Fees and charges Fees and charges

    Processing Fees
    RM 50
    Stamp Duty
    RM 10

    Other Fees and charges

    Late Payment Charges
    1% on outstanding loan amount
    Disbursement
    RM30

If you're not sure which loan is right for you, we can help!

How do you apply for a personal financing online?

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Step 1

Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Overview

RHB Islamic Bank Pensioner Personal Financing-i is an unsecured Islamic personal loan for Malaysian citizens exclusively for Government and military pensioners who would like to finance with a minimum amount of RM5,000 up to RM100,000. On top of that, you will be able to enjoy a fixed interest rate of 5.00% per annum with minimum loan tenure of 3 years up to 10 years. It is a hassle free loan because there is no need of a guarantor or collateral required in order to apply for this loan. To be eligible to apply for this loan, your minimum monthly pension should be at least RM800 per month. You must also be at least 55 years old to apply for the RHB Islamic Bank Pensioner Personal Financing-i.

If your pension is paid by Jabatan Perkhidmatan Awam Malaysia (JPA), you must prepare a clear copy of your NRIC (front and back), 2 copies of Malaysia Government Pensioner Card and latest pension statement in order to apply for this personal loan. If your pension is paid by Jabatan Hal Ehwal Veteran AM (JHEV), you will need to prepare a clear copy of your NRIC (front and back), 2 copies of Army Pensioner Card and Ledger Pensioner OR latest bank statement in order to apply for this personal loan. To be eligible for this loan you must have a good credit record (CTOS/CCRIS) and if you have some overdue payments then you will need to settle off all those payments.

  • Applicant must be age 55 and above to qualify.Applicant must be a Government or military pensioner with a minimum gross pension of RM800 per month.Opening of a linked bank account and Takaful protection is compulsory.