Citibank Personal Loan

  • Interest Rate
    5.88% p.a.
  • Max. Loan Amount
    RM 150,000
  • Approval Duration
    Instant Approval

Calculate your loan repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

More details

  • icon Features Features

    Approval Duration
    Instant Approval
    Min. Loan Amount
    RM 5,000
    Max. Loan Amount
    RM 150,000

    Other features

    Min. Loan Tenure
    2 years
    Max. Loan Tenure
    5 years
    Debt Consolidation
    Yes at 7.5% per annum

  • icon Eligibility/Documents Eligibility/Documents

    Employment Eligibility
    Salaried, self employed
    Age Requirement
    21-60 years old
    Min. Monthly Salary
    RM 4,000

    Other eligibility requirements

    Need to open linked bank account?
    No
    Salary Slip
    2 months
    EPF Statement
    6 months

  • icon Fees and charges Fees and charges

    Processing Fees
    Free
    Stamp Duty
    0.5% of approved loan amount

    Other Fees and charges

    Early Settlement
    RM200 or 3% outstanding loan amount, whichever is higher; if loan is settled within 2 years or before reaching half the tenure, whichever is earlier.
    Late Payment Charges
    1% per annum daily charge on past outstanding loan amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal loan online?

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Step 1

Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

  • Applicant must be between the age 21 to 60 above to qualify.Applicant must be a Malaysian citizen or permanent resident employed as a Government servant or employee of private sector organization with a minimum gross salary of RM4,000 per month.Applicant would be able to know his/her loan approval status within the same day.