iMoney Portal
  • icon epf EPF
  • icon creditscore CreditScore
  • icon Learning Centre Learning Centre
  • icon User Reviews User Reviews
  • icon en flag English icon bm flag Bahasa Malaysia
  • Credit Card

    Find a Card

    • All Credit Cards
    • Credit Card SmartSearch
    • Top 10 Credit Cards
    • Debit Cards

    Browse Cards by Category

    • See All Categories
    • Best Cashback Credit Cards
    • Best Rewards Credit Cards
    • Best Petrol Credit Cards
    • Best Shopping Credit Cards
    • Best Travel Credit Cards
    • Best Dining Credit Cards
    • Islamic Credit Cards

    Most Popular Banks

    • Maybank Cards
    • Citibank Cards
    • HSBC Credit Cards
    • CIMB Credit Cards
    HSBC Credit Cards
  • Broadband

    Find Broadband

    • Broadband Coverage Check
    • navicon-bb Created with Sketch. Browse all Broadband plans
    • Search for a Broadband plan
    • Broadband Glossary

    Best Home Broadband Plans

    • Maxis ONE Home 30Mbps
    • TM UniFi Pro Plan 100Mbps
    • TIME Fibre 1Gbps

    Best Broadband Providers

    • TM Broadband Package
    • TIME Broadband Package
    • Maxis Broadband Package
    Broadband Smartsearch
  • Loans

    Personal Financing

    • All Personal Loans
    • Islamic Personal Financing

    Business Financing

    • Small Business Loan

    Most popular personal loans

    • Alliance Bank CashFirst Personal Loan
    • RHB Easy Pinjaman Ekspres
    • HSBC Anytime Personal Financing-i

    Other loans

    • Car Loans

    Home loans

    • All Home Loans
    • Home Loan Refinancing
    • Islamic Home Loans
    Alliance CashFirst Personal Loan
  • Savings & Investment

    Save

    • All Fixed Deposits
    • Islamic Fixed Deposits
    • Savings Accounts

    Invest

    • Unit Trust Investments
    • Private Retirement Scheme (PRS)
    • Gold Investment
    • Share Trading
  • Insurance
    • Life Insurance
    • All Medical Insurance Plans
    • Car Insurance
    • Personal Accident Insurance
    • Travel Insurance
  • Tools

    Calculators

    • Broadband Plan Comparison
    • Income Tax Calculator
    • Zakat Calculator
    • Home Loan Calculator

    SmartSearch Tools

    • Credit Card SmartSearch
    • Broadband SmartSearch
  • icon epf EPF
  • icon creditscore CreditScore
  • icon Learning Centre Learning Centre
  • icon User Reviews User Reviews
  • icon en flag English icon bm flag Bahasa Malaysia
KOPUTRI Cooperative Personal Financing Logo
KOPUTRI Cooperative Personal Financing
  • Overview
  • Features
  • Eligibility
  • Fees and charges
  • Review
KOPUTRI Cooperative Personal Financing Logo

KOPUTRI Cooperative Personal Financing

KOPUTRI Cooperative Logo
  • Islamic Financing
  • Low Income
  • Government Servant
  • Profit Rate
    5.9% p.a.
  • Max. Financing Amount
    RM 100,000
  • Approval Duration
    6-8 Working Days

Calculate your financing repayment instantly

RM
Your amount should be between 1,000 and 100,000
year(s)
RM
Your salary should be between 1,500 and 200,000
You Pay
RM 89 /mth
Profit Rate
Total Profit Payable
RM 70
Total Repayment
RM 1,070

Key Features

Islamic financing with Takaful coverage

Islamic financing with Takaful coverage

More details

  • icon Features Features

    Approval Duration
    6-8 Working Days
    Min. Financing Amount
    RM 1,000
    Max. Financing Amount
    RM 100,000

    Other features

    Min. Financing Tenure
    1 year
    Max. Financing Tenure
    10 years
    Debt Consolidation
    No
  • icon Eligibility/Documents Eligibility/Documents

    Employment Eligibility
    Permanent civil servant only
    Age Requirement
    21-54 years old or 1 year before retirement
    Min. Monthly Salary
    RM 1,500

    Other eligibility requirements

    Salary Slip
    Copy of latest 3 months payslips [verified by employer]
    Bank Statement
    Copy of latest 3 months bank statement [if not AG customers]
    Application Form
    A full set of application forms & agreements
    Angkasa Form (Blue Form) or Letter of authorization
  • icon Fees and charges Fees and charges

    Processing Fees
    Free

If you're not sure which loan is right for you, we can help!

How do you apply for a personal financing online?

Step 1 Image

Step 1

Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.

Step 2 Image

Step 2

Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.

Step 3 Image

Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Read more about Personal Loan

More tips for you

Review by iMoney

KOPUTRI Cooperative offers reasonable rates with high payout that will be very attractive for those who are looking for bank products but are unable to qualify for them at the moment. Even those who do have a record on their credit report are eligible to apply subject to certain conditions. There is no guarantor or deposit required and there are even rebates for early repayment.

Financing amount of up to RM100,000 is available depending on your salary and you only require a minimum monthly gross income of RM1,500 to qualify if you are a Malaysian citizen employed in the civil service for more than 6 months, aged 21 and above.

  • A flat profit rate of 5.99% is fixed for the entire financing period and the payout is up to 93% of the financing amount.

Compare Credit Cards

  • Top 10 Credit Cards
  • Top Petrol Credit Cards
  • Top Shopping Credit Cards
  • Top Travel Credit Cards
  • Top Rewards Credit Cards
  • Top Cash Back Credit Cards
  • Top Dining Credit Cards
  • All Credit Cards in Malaysia
  • Balance Transfer Credit Cards

Best Credit Cards by Bank

  • Maybank Credit Cards
  • HSBC Credit Cards
  • Citibank Credit Cards
  • BSN Credit Cards
  • UOB Credit Cards

About iMoney

  • About us
  • Careers
  • Testimonials
  • Contact Us

Connect with us

  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Pinterest
iMoney Portal

iMoney Malaysia
Intelligent Money Sdn Bhd (1005180-T)

Unit 25-01, Level 25, Tower B,
The Vertical Business Suites
,
Bangsar South, No. 8, Jalan Kerinchi,
59200 Kuala Lumpur, Malaysia
General Line: +603 2856 1800
Advertising: +603 2856 1800
  • Privacy Policy
  • Disclaimer
  • Corporate
  • Advertising@iMoney
© iMoney.my