- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
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Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
RHB PF-i for Civil Sector is a personal financing facility that adopts the concept of Commodity Murabahah via Tawarruq arrangement. With a high financing amount of up to RM200,000, it is specifically for both federal and state government servant, selected GLCs and self-accounting agencies.
Best for: Debt consolidation or cashflow for personal use.
Income requirements: Minimum RM2,000/month.
RM2,000 to RM200,000
2 – 10 years.
Employees of the Malaysian government, including
You are also required to meet the eligibility criteria below:
Your application will be processed within 7 days, subject to complete document submission.
To speed up the process, you can complete the application through iMoney where our Call Centre Consultants will walk you through the eligibility checker, application form, and advise you on the required document submission.
Stamp duty: RM10
Processing fee: RM30 brokerage fee
Early termination fee: None
Late penalty fee: 1% of outstanding amount
Takaful coverage: Required
Note: There are no upfront charges or additional fees when you apply through iMoney. We will also not request any deposit payment from you.
As low as 4.5% p.a., depending on your financing amount and period.
As with any personal financing, you will have to make monthly repayment which comprises of principal amount and an interest rate.
Use our personal loan calculator above to estimate your monthly repayment.
Authorised salary deduction via Biro Angkasa.
Once you have completed your application with iMoney, you are required to provide the following documents for your application:
Unfortunately, RHB Bank will consider your credit score in the approval process. The repayment profit rate you get will also depend on your credit score. We recommend that you settle outstanding payments and wait for 3 months before you apply.
Check your iMoney CreditScore for free to find out how your credit health is.
Another personal financing facility for civil servants is CBP Personal Financing-i Lestari which provides a higher financing amount of RM200,000. Although the monthly income requirement is slightly higher at RM3,000, it comes with a lower profit rate of 2.75% - 2.85% p.a.
If you wish to have a slightly faster approval, you may consider AEON i-Cash Personal Financing which can approve your application within 3 days. With a similarly low income requirement of RM1,500, this personal financing package comes with a shorter repayment tenure of 7 years.