Pembiayaan Peribadi RHB-i untuk Sektor Awam

  • Kadar Keuntungan
    4.50% p.a.
  • Pembiayaan Maksimum
    RM 200,000
  • Tempoh Kelulusan
    7 hari bekerja

Kira pembayaran pembiayaan anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Keuntungan
Total financing payable
RM 70
Jumlah Keseluruhan
RM 1,070

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    7 hari bekerja
    Pembiayaan Minimum
    RM 2,000
    Pembiayaan Maksimum
    RM 200,000

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Kelayakan Pekerjaan
    Bergaji
    Syarat Umur
    18-58 tahun
    Gaji Minimum Bulanan
    RM 2,000

    Syarat kelayakan lain

    Keperluan Cagaran Penjamin
    Tidak diperlukan
    Kad Pengenalan
    Depan dan belakang (2 salinan)
    Surat pengesahan pekerjaan
    Slip Gaji
    3 bulan
    Penyata Bank
    Surat kebenaran
    Untuk potongan gaji

  • icon Yuran dan caj Yuran dan caj

    Duti Setem
    Jumlah nominal RM10.00 (setiap dokumen)
Last updated: Dec 6, 2021

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk pembiayaan peribadi

Step 1 Image

Langkah 1

Gunakan kalkulator kami untuk mencari pembiayaan peribadi paling sesuai untuk anda.

Step 2 Image

Langkah 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

Step 3 Image

Langkah 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • BM-Borrowable amount of up to RM200,000 for a maximum financing tenure of 10 years.
  • BM-Applicant must be between the age of 18 to 58 years old at the end of financing tenure to qualify. Applicant must be a Malaysian citizen employed as civil servants under Federal Government and selected government agencies with a minimum gross salary of RM2,000 per month. Opening of a linked bank account is compulsory.
  • BM-One time set-up fee: Nominal amount of RM10 (per document) stamp duty fee is applicable as per Stamp Duty Act 1949 (Revised 1989) to be deducted upfront before financing disbursement. No other set-up fees need to be paid. Recurring payments: Monthly repayment comprising principal amount and interest charge via standing instruction deduction. Penalties: Early settlement penalty of RM200 for settlement within 6 months from the date of financing approval. Late payment charges of 1% on outstanding financing amount. Late payment charges will increase your total outstanding financing amount.
  • BM-Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. All you need to bring along with you to the bank is your MyKad. With biometric verification, all your income data needed will be auto-filled electronically by RHB Easy. No documents or forms to fill! However, to be on the safe side, do bring along the following documents with you as well!
  • BM-Latest 3 months pay slip Latest employment confirmation letter Authorization letter for salary deduction Latest bank saving account passbook or current/savings account statement
  • BM-No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your financing on time for another three months before reapplying.

  • Yes. Takaful coverage is compulsory. In circumstances of death and total permanent disability, the Takaful will pay off all outstanding amounts of your financing with the Bank. This will alleviate the burden of payment on your survivors or next of kin.

  • Yes you may. There will be no fee imposed if you settle the financing early.

  • The Bank may grant a rebate to you according to any of the following situations:

    1. Early settlement or early redemption made by you
    2. Settlement due to financing restructuring made by you
    3. Settlement upon the event of default made by you
    4. Settlement in the event of termination or cancellation made by you