- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
Approved financing amount of up to RM100,000
Fixed profit rate starting at 8.00% per annum
Takaful protection included
Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
If you are looking for an Islamic personal financing then your search is over because AmBank Islamic AmMoneyLine Facility-i is here to provide you an unsecured Islamic personal financing with Takaful protection for Malaysian citizens. The application process is quite fast and the approval duration is up to 2 business days. There will be no processing fee or no penalties for any early settlement but there will be a stamp duty fee as per Stamp Duty Act 1949 (Revised 1989). No guarantor or collateral is required in order to proceed with this application, therefore all you need to apply for this personal financing is a minimum monthly income of RM2,000 and to be at least 21 to 60 years old. You will be able to enjoy a flat profit rate of 8.00% up to 11.99% per annum but this is subject to credit review by AmBank Islamic.
On top of that, AmBank Islamic AmMoneyLine Facility-i offers you financing tenure of minimum 1 year up to maximum 5 years. You are required to prepare documents like a clear copy of your NRIC (front and back), latest 1 month salary slip for fixed monthly salary OR latest 3 months salary slips for varied monthly salary, latest EA form, latest 6 months bank statements. If you are planning to apply for the AmBank Islamic AmMoneyLine Facility-i, you will need to ensure that you have a good credit record (CTOS/CCRIS). If you have any overdue payments, you will need to settle off your payments, as it is a sign of high potential of not fulfilling the financial obligation to the banks.