- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
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Equivalent flat rate as low 6.49% p.a. with flexible financial management
Fast Approval within 10 min
Approved financing amount of up to RM150,000
Use our personal loan calculator to find the best personal loan based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
The RHB Personal Financing-i is a fast approval Islamic personal financing. It offers a high financing amount of up to RM150,000, and a low minimum income requirement of only RM3,000 a month.
Is RHB Personal Financing-i the right one for me?
Best for: iMoney recommends RHB Personal Financing-i for emergency use, as it offers fast approval of 10 min.
Income requirements: RM3,000 gross income a month.
Pros: Isalmic financing, fast approval with a low-income requirement, as well as a high financing amount.
All you need to do is click on the orange “Apply” button on the top right of your screen. Then fill in your contact details and we will get in touch to get started with your financing application.
The maximum you can borrow is up to RM150,000, while the minimum amount is RM2,000.
How long can you spread your repayment? The maximum tenure for RHB Personal Financing-i is 7 years, while the minimum is 2 year. The longer your tenure is, the lower your monthly instalment will be.
The iMoney Calculator is designed to match you with the most suitable financing for your needs. It takes into account your salary (which will determine how much you are able to borrow), the type of financing you want, and the amount you want to apply.
You can also use the calculator to adjust the amount of time you will need to pay the it back to get an idea of how much the monthly payments you can afford.
The RHB Personal Financing-i is a fixed rate personal financing with fixed instalment payment throughout the financing tenure. The interest rate ranges from 6.49% to 13.09% per annum, or per year throughout the financing tenure.
The profit rate may vary based on your financing amount and financing tenure:
Profit Rate from (p.a.)
RM2,000 - RM10,000
5 Years (60 Months)
RM11,000 - RM15,000
7 Years (84 Months)
|RM100,000 - RM150,000||6.49%||2 Years (24 Months)|
|RM100,000 - RM150,000||6.90%||
7 Years (84 Months)
Income: It has a low minimum income of RM3,000 per month.
Age: To qualify, you must be aged between 21 and 55. This means, your financing should end latest by age 55 of the borrower.
Other qualifying criteria:
Upon completing your application with iMoney, our call centre consultant will contact you to confirm your application. Then, you will need to complete your application at the nearest RHB Bank branch.
All you need to bring along with you to the bank is your MyKad. With biometric verification, all your income data needed will be auto-filled electronically by the bank. Typically, you will not need to submit additional documents, but to be on the safe side, do bring along the following documents:
The RHB Personal Financing-i can be processed as fast as 10 min upon submitting all your information and documents to the bank. iMoney will assist you in checking eligibility and completing your form and document submission.
Upon approval, the financing amount will be credited into a bank account that you provided to the bank. You may be required to open an RHB Bank or RHB Islamic Bank account.
You can contact iMoney for updates on your RHB Personal Financing-i application. We will retrieve the status and get back to you within two (2) working days.
One-time set-up fee: You may be required to pay the stamp duty for the financing , which will be deducted from the financing amount before it is credited to your account.
Late payment charges: 1% on the outstanding financing amount
Early settlement fee: There will be no exit fee charges imposed for early settlement. No lock-in period imposed and no partial principal payment is
Insurance protection: The bank may require you to take up insurance or Takaful coverage for the financing,which varies accordingly to financing amount, age and payment period.