AmBank Islamic Personal Financing-i

  • Profit Rate
    4.08% p.a. ~ 7.90% p.a.
  • Max. Financing Amount
    RM 200,000
  • Approval Duration
    2 business days

Calculate your financing repayment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Profit Rate
Total Profit Payable
RM 70
Total Repayment
RM 1,070

Key Features

Approved financing amount of up to RM200,000

Approved financing amount of up to RM200,000

Fixed profit rate starting at 4.08% per annum

Fixed profit rate starting at 4.08% per annum

Fixed profit rate starting at 4.08% per annum

Takaful protection included

More details

  • icon Features Features

    Approval Duration
    2 business days
    Min. Financing Amount
    RM 5,000
    Max. Financing Amount
    RM 200,000

    Other features

    Min Financing Tenure
    2 years
    Max Financing Tenure
    10 years
    Profit Rate
    Fixed rate of 4.08% per annum; subject to credit review by AmBank Islamic

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    18-58 years old
    Min. Monthly Salary
    RM 1,500

    Other eligibility requirements

    Guarantor Collateral Requirement
    N/A
    Need to open linked bank account?
    No

  • icon Fees and charges Fees and charges

    Processing Fees
    Free
    Stamp Duty
    As per Stamp Duty Act 1949 (Revised 1989)

    Other Fees and charges

    Early Settlement
    N/A
    Late Payment Charges
    1% on outstanding financing amount

If you're not sure which loan is right for you, we can help!

How do you apply for a personal financing online?

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Step 1

Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.

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Step 2

Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

Need some cash for personal use, business use or education purpose? AmBank Islamic Personal Financing-i can help you cover your immediate need for cash. With a good credit score, you’ll likely be able to snag the most affordable profit rate. For this financing, AmBank Islamic offers profit rate as low as 4.3% per annum depending on financing amount and period, and you must take Takaful insurance with this financing. The minimum financing amount you can apply is RM5,000 and the maximum is up to RM200,000 with minimum financing tenure of 2 years and maximum tenure of 10 years. The approval duration is within 2 working days. Furthermore, this personal financing is based on the Shariah concept of Bai’lnah, no guarantor and no advanced instalments are required, and you will be eligible to get rebate when you do an early settlement.

You will be charged a processing fee of 4% of total financing amount, and 0.5% of stamp duty fee on borrowed amount. No early settlement fees will be imposed if you provide at least 1 month advance notice in writing at any AmBank Islamic branch. 1% from current outstanding amount of late payment fee will be charged if you fail to make your monthly repayment on time. The mode of payment to AmBank Islamic will have to be a monthly deduction from your salary. To apply, you must be between the age of 18 to 60 years old with minimum gross income of RM1,500 per month. This offer is exclusively for employees of Federal Government, State Government, and selected statutory bodies.

  • Applicant must be between the age of 18 to 60 to qualify.Applicant must be a full-time employee of Federal Government, State Government, or selected statutory bodies with three months of completed service and a minimum gross salary of RM1,500 per month.Takaful protection is compulsory.