- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
Approved financing amount of up to RM200,000
Fixed profit rate starting at 4.08% per annum
Takaful protection included
Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Need some cash for personal use, business use or education purpose? AmBank Islamic Personal Financing-i can help you cover your immediate need for cash. With a good credit score, you’ll likely be able to snag the most affordable profit rate. For this financing, AmBank Islamic offers profit rate as low as 4.3% per annum depending on financing amount and period, and you must take Takaful insurance with this financing. The minimum financing amount you can apply is RM5,000 and the maximum is up to RM200,000 with minimum financing tenure of 2 years and maximum tenure of 10 years. The approval duration is within 2 working days. Furthermore, this personal financing is based on the Shariah concept of Bai’lnah, no guarantor and no advanced instalments are required, and you will be eligible to get rebate when you do an early settlement.
You will be charged a processing fee of 4% of total financing amount, and 0.5% of stamp duty fee on borrowed amount. No early settlement fees will be imposed if you provide at least 1 month advance notice in writing at any AmBank Islamic branch. 1% from current outstanding amount of late payment fee will be charged if you fail to make your monthly repayment on time. The mode of payment to AmBank Islamic will have to be a monthly deduction from your salary. To apply, you must be between the age of 18 to 60 years old with minimum gross income of RM1,500 per month. This offer is exclusively for employees of Federal Government, State Government, and selected statutory bodies.