Logo

Standard Chartered Gold MasterCard

Evergreen credit card with more than 1,000 dining deals nationwide.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Basic credit card
  • No annual fee for life

  • icon dining Dining

    More than 1,000 dining deals nationwide

icon tag Other Features

  • Balance Transfer: 5.99% per annum for a maximum tenure of 36 months

icon dining Card Information

Min. Monthly Income RM 2000
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder N/A
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount Up to 90% of credit limit
Cash advance charge Higher of RM25 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount

icon review
Product Review by

Enjoy your Evergreen Credit Card

This card that provides basic function of credit card

Fees and Charges

Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).

Are You Eligible For The Standard Chartered JustOne Gold MasterCard

Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!