-
Min. Monthly Income
RM2,000.00
-
Interest Rate
15% p.a.
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Balance Transfer
5.99% p.a.
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Annual Fee
Free
Feature Highlights
- Basic credit card
- No annual fee for life
Dining
- More than 1,000 dining deals nationwide
Other Features
- Balance Transfer
- 5.99% per annum for a maximum tenure of 36 months
Card Information
Annual Fee | Free (FREE for life) |
Min. Monthly Income | RM2,000.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | N/A |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fees and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash advance amount | Up to 90% of credit limit |
Cash advance charge | Higher of RM25 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | |
Rewards points expiry |
Product Review by 
Enjoy your Evergreen Credit Card
This card that provides basic function of credit card
Fees and Charges
Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).
Are You Eligible For The Standard Chartered JustOne Gold MasterCard
Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!