- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Repayment
- RM 1,070
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Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
BSN MyRinggit-i EKSEKUTIF-1 is a personal financing facility based on the Shariah concept of Tawarruq. With a high financing amount of up to RM200,000, it is only open to full-time executive employees as follows:
Best for: Executive level employees looking for debt consolidation or cashflow for personal use.
Income requirements: Minimum RM3,000/month.
All you need to do is click on the orange “Apply” button on the top right of your screen. Then fill in your contact details and we will get in touch to get started with your loan application.
2 – 10 years.
BSN MyRinggit-i EKSEKUTIF-1 Personal Financing is available to the following professionals who have a minimum salary of RM3,000/month:
Other: Required to open a linked bank account.
Once you have completed your application with iMoney, you are required to provide the following documents for your application:
Your application will take within 5 working days, subject to complete document submission.
To speed up the process, you can complete the application through iMoney where our Call Centre Consultants will walk you through the eligibility checker, application form, and advise you on the required document submission.
It will take up to five (5) business days to process your application.
Profit rate is fixed between 5.5% to 7.5% p.a., subject to individual income and risk profile.
BSN offers a profit rate of between 6.00% p.a. and 8.50% p.a.
Stamp duty: 0.5% of the financing amount
Processing fee: None
Early settlement fee: None
Late penalty fee: 1% of outstanding amount
Note: There are no upfront charges or additional fees when you apply through iMoney. We will also not request any deposit payment from you.
As with any personal financing, you will have to make monthly repayment which comprises of principal amount and an interest rate.
Use our personal loan calculator above to estimate your monthly repayment.
Here you can find and download the BSN table of payment calculations.
Unfortunately, BSN will consider your credit score when processing your application. If you would like to improve your credit score, we recommend that you settle outstanding payments and wait for 3 months before applying.
Check your iMoney CreditScore for free to find out how your credit health is.
If you are looking for a personal financing with a lower income requirement, AEON i-Cash Personal Financing is open to Malaysians earning RM1,500 monthly. Nevertheless, it has a decent financing amount of up to RM100,000 over a maximum of 7 years.
Open for those who are earning a minimum of RM2,000 a month, this loan offers a decent financing amount of up to 150,000. However, the maximum tenure of 10 years is only applicable to those earning RM3,001 and above.