Min. Monthly Income
- Buy 1 free 1 movie tickets at TGV and GSC every Friday
- Buy 1 free 1 drinks at Coffee Bean and Tea Leaf every Monday - Friday
- Earn up to 3x Citi Rewards Points on dining and shopping transactions at participated outlets
Activate and get Trolley Bag or Smartback & Gym Bag*
- Activate your card within sixty (60) days from the approved card date to get Trolley Bag or Smartback & Gym Bag
- within atleast eight (8) retail spend within 60 days
- Valid for new citi card members who apply online.
- Promotion ends 31 Dec 2019
Product Review by
Fuel Up Your Lifestyle With Citi Clear Credit Card! here
With Citi Clear Credit Card, you can get up to 3x rewards points when you dine in Sakae Sushi. For your shopping, when you spend in Borders, GAP, Topman and some other shops, it will also get you 3x reward points from your transactions. Any other spending in other places, will still get you points but it will only be limited to 1 point per RM1. For non-points related benefits, with this card, your purchase of a drink at participating Coffee Bean and Tea Leaf outlet will allow you to get another one drink of equal or lower value for free. Even your Friday movie ticket purchase will allow you to get "buy-one-free-one" benefit but only limited to TGV and GSC cinemas.
Fees and Charges
This card comes with an annual fee of RM90 for the main cardholder. The annual fee can be waived for the first year when you swipe your card 3 times within 60 days upon the approval of your card. For the supplementary cardholder, the annual fee is RM60. Interest rates for this card come in 4 tiers with the lowest tier being 15% per annum (you will need to make a minimum payment of more than 50% of your oustanding balance on time). 15% per annum will require you to make consistent minimum monthly payment. The third tier is 17% per annum, applies when you miss 1 or 2 months of monthly payment in a period of 12 months. Anything else, an interest rate of 18% per annum will be charged on your outstanding balance. When you miss on the monthly minimum repayment, there will be a late payment penalty of higher of RM10 or 1% outstanding balance, up to a maximum of RM100.
Are You Eligible For The Citi Clear Credit Card?
The principal cardholder will need to be at least 21 years old with a minimum income of RM2,000 while the supplementary cardholder will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi Simplicity+ Credit Card and AmBank True Visa Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Citi credit cards and start comparing today!