• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    6.99% p.a.

  • Annual Fee


Feature Highlights
  • 10% discount on normal tickets at GSC
  • Earn 1x Bonus Point from retail spending
  • Access to priority lane and get discounts on food and beverage at GSC


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent

Other Features

  • GSC privileges

    • Access to priority ticketing lane
    • 10% off refreshments for the first 3 months and 5% off subsequently at GSC concessionaries counters
    • Up to 15% off when dining-in at Glitters Café, Paradiso, Café Caro, and Dessert Bar
    • RM60 worth of Bonus Value for new principal cardholders. Bonus Value can be used to offset up to 50% of the cost of movie tickets

  • Protection Plan

    • Travel Accident Insurance and Travel Inconvenience Coverage if full airfare is charged to this credit card

  • Balance Transfer

    • 6.99% per annum for a tenure of up to 12 months

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM150
Min. Monthly Income RM2,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM75
Finance charges 15% p.a. – prompt payment for 12 consecutive months

17% p.a. – prompt payment for at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM8,000 per day

Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

Dec 31, 2015

Product Review by iMoney Malaysia

Exclusive Movie Experience With The Golden Screen Cinema

Whenever you make a movie ticket purchase with Hong Leong GSC Gold Card, you will be able to enjoy up to 10% off on ticket price. You are also entitled to Priority Ticketing Lane, discounts on refreshments and dining privileges at GSC's Food and Beverage outlets. As for retail purchases, you are given 1 Reward Point per Ringgit spent. Upon the receipt of the card, you will be given RM60 worth of Bonus Value. This card also comes with Travel Accident and Inconvenience Coverage.

Fees and Charges

The annual fee for principal card is RM159 and RM79.50 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong GSC Gold Card?

To apply for Hong Leong GSC Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Wise Gold Card and BSN UUM-BSN Gold Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!