• Min. Monthly Income

    RM3,000

  • Interest Rate

    15% p.a.

  • Balance Transfer

    2.99% p.a.

  • Annual Fee

    RM380

Feature Highlights
  • Up to 3x AirAsia Points from all your retail spending
  • AirAsia priority booking and early notification on promotions
  • Personal Accident Insurance
Dining
5.33/10
Groceries
5.33/10
Shopping
5.33/10
Travel
5.33/10

Promotion

Complimentary 20” limited edition Condotti Superlight ABS Luggage Bag or Multipurpose Sports Digital Video Camera 1080p Full HD

  • Just spend minimum RM1,500 within 60 days on your new credit card to qualify!
  • Promotion ends 31 December 2017

Dining

  • First RM500: 1 AirAsia Point for every RM1 spent
  • Excess of first RM500 up to RM5,999: 2 AirAsia Points for every RM1 spent
  • Excess of RM5,999 (i.e RM6,000 and above): 3 AirAsia Points for every RM1 spent

Groceries

  • First RM500: 1 AirAsia Point for every RM1 spent
  • Excess of first RM500 up to RM5,999: 2 AirAsia Points for every RM1 spent
  • Excess of RM5,999 (i.e RM6,000 and above): 3 AirAsia Points for every RM1 spent

Shopping

  • First RM500: 1 AirAsia Point for every RM1 spent
  • Excess of first RM500 up to RM5,999: 2 AirAsia Points for every RM1 spent
  • Excess of RM5,999 (i.e RM6,000 and above): 3 AirAsia Points for every RM1 spent

Travel

  • First RM500: 1 AirAsia Point for every RM1 spent
  • Excess of first RM500 up to RM5,999: 2 AirAsia Points for every RM1 spent
  • Excess of RM5,999 (i.e RM6,000 and above): 3 AirAsia Points for every RM1 spent

Other Features

  • Travel

    • AirAsia priority booking, special fares and holiday packages, and early notification on selected AirAsia promotions
    • 6 complimentary in-flight meals and 2 complimentary Pick-a-Seat with a minimum spending of RM2,500 per month

  • Healthcare

    • Up to 30% discount on all Executive Screening Packages (excluding consultation fees) at selected hospitals
    • Up to 15% discount on all walk-in hospital room rates (for rates of RM120 and above)

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM200,000 for a maximum of 30 days

  • Balance Transfer

    • 2.99% per annum for a tenure of 9 months

  • Instalment Plan

    • 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM380
Min. Monthly Income RM3,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a. – prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months

17% p.a. – prompt payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

N/A

Cash advance charge

5% of cash amount (min RM 20) and 18% per annum daily interest

Cash advance interest charge

N/A

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Enjoy Platinum Perks When You Fly

With Air Asia-Citi Platinum Visa Credit Card, you can earn up to 3x Air Asia Points based on your monthly total spending. You will also enjoy the perks of priority booking on AirAsia sales, special fares and holiday packages exclusively for card holders and early notification on selected AirAsia promotions one day prior to sales start. With this card, you are also entitled to Citi World Privileges such as up to 50% discounts and preferential treatment at over 24,000 establishments worldwide.

Fees and Charges

The annual fee for principal card is RM380 and there is no annual fee for supplementary card. Other than that, by making prompt payments of more than 5% of outstanding balance or RM50 (whichever is higher) for 12 consecutive months you get to enjoy a low finance charge of 15% per annum. Also if you are looking to conduct a balance transfer, you can enjoy 2.99% rate per annum for 9 months. Late payments will be charged a minimum of RM10 or 1% of total outstanding balance as at statement date (whichever is higher), up to a maximum of RM100.

Are You Eligible For The Air Asia-Citi Platinum Visa Card?

To apply for Air Asia-Citi Platinum Visa Card, you need a minimum monthly income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Citi Premier Miles Visa Signature Card and UOB PRVI Miles Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!