Standard Chartered Kad JustOne Gold Mastercard

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
  • icon Yuran Tahunan
    Yuran Tahunan

Ciri Utama

  • Basic credit card
  • No annual fee for life
  • icon dining Makan

    Lebih daripada 1,000 tawaran makan di seluruh negara

icon tag Other Features

  • Pindahan Baki: 5.99% setahun untuk tempoh maksimum 36 bulan

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder Tiada tahun
Fee for supplementary holder Tiada
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 90% daripada had kredit
Cash advance charge RM25 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Enjoy your Evergreen Credit Card

This card that provides basic function of credit card

Fees and Charges

Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).

Are You Eligible For The Standard Chartered JustOne Gold MasterCard

Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!

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