Basic credit card
No annual fee for life
Standard Chartered Kad JustOne Gold Mastercard
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- Gaji Minimum Bulanan
- RM 2000
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- Kadar Faedah
- 15% p.a.
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- Rebat Tunai
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- Yuran Tahunan
- Percuma
Ciri Utama
Faedah pada...
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Makan
Lebih daripada 1,000 tawaran makan di seluruh negara
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 2000
- Umur Minimum Pemegang Utama
- 21
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Yuran dan caj
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
- Caj Kewangan
- 15% p.a. - prompt payment for 12 consecutive months
- 17% p.a. - prompt payment for at least 10 out of 12 months
- 18% p.a – if any of the above are not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Minimum Umur bagi Pemegang Tambahan
- Tiada tahun
- Yuran bagi Pemegang Tambahan
- Tiada
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Pendahuluan Tunai
- Jumlah
- Sehingga 90% daripada had kredit
- Caj
- RM25 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun dari jumlah pendahuluan tunai
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- Tiada
Lain-lain kebaikan
- Pindahan Baki
- 5.99% setahun untuk tempoh maksimum 36 bulan
Pemindahan Baki kepada mana-mana Standard Chartered kad kredit
Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!
Cara membuat permohonan dalam talian untuk kad kredit
Langkah 1
Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.
Langkah 2
Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!
Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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This card that provides basic function of credit card
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Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).
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Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!