Standard Chartered Kad JustOne Gold Mastercard

  • Gaji Minimum Bulanan
    RM 2000
  • Kadar Faedah
    15% p.a.
  • Pulangan Tunai
    -
  • Yuran Tahunan
    Percuma

Ciri Utama

Basic credit card

Basic credit card

No annual fee for life

No annual fee for life

Faedah pada...

  • Makan

    Lebih daripada 1,000 tawaran makan di seluruh negara

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 2000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    Tiada tahun
    Yuran bagi Pemegang Tambahan
    Tiada

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    Sehingga 90% daripada had kredit
    Caj
    RM25 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    Tiada

    Lain-lain kebaikan

    Pindahan Baki
    5.99% setahun untuk tempoh maksimum 36 bulan
Last updated: Aug 25, 2021

Pemindahan Baki kepada mana-mana Standard Chartered kad kredit

6 bulan

Kadar Faedah
0.0599% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

9 bulan

Kadar Faedah
1.0599% p.a.
Jumlah Pindahan Minimum
RM1,000.01
Yuran pendahuluan satu kali
1
Disyorkan

12 bulan

Kadar Faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

18 bulan

Kadar Faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

24 bulan

Kadar Faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

36 bulan

Kadar Faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

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Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

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Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • This card that provides basic function of credit card
  • Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).

  • Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!