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UOB Kad Klasik Lady

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 68

Ciri Utama

  • Up to 10% cashback on grocery transactions at selected merchants
  • Earn 3x UNIRM reward points with every RM1 spent at selected Department Stores
  • Complimentary access at True Fitness*
  • icon dining Makan

    Pulangan tunai sehingga 15% di restoran terpilih
  • icon insurance-or-health Insurans atau Kesihatan

    Pulangan tunai sehingga 10% di kedai terpilih
  • icon entertainment Hiburan

    Pulangan tunai sehingga 5% di kedai terpilih
  • icon shopping Beli-Belah

    3x Mata Ganjaran UNIRinggit untuk setiap RM1 yang dibelanjakan di kedai jabatan terpilih
  • icon groceries Barangan Runcit

    Pulangan tunai sehingga 10% ke atas transaksi runcit di peniaga terpilih

icon tag Other Features

  • Pemindahan Baki: 7.77% setahun untuk tempoh 6 bulan; 0% yuran pendahuluan satu kali
  • Pelan Ansuran: Pelan Pembayaran Ansuran Faedah 0% untuk jam tangan, barang kemas, kasut, dan / atau beg bernilai RM2, 000 dan ke atas di semua peniaga yang mengambil bahagian <

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 68
Min. age for supplementary holder 18 tahun ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi) (termasuk 6% GST)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Product Review by

The Ladies' Best Friend

Spend like a queen. UOB Lady’s Classic Card offers up to 10% cashback on dining, fashion and dining at selected merchants. Weekends shopping will get you 3x UNIRinggit Reward Points for every Ringgit spent at selected departmental stores. You are also entitled to complimentary access at True Fitness. On top of that, you can convert transaction above RM2,000 on designer shoes, bags and more into 6-months or 12-months installment plan at 0%.

Fees and Charges

The annual fee for principal card is RM68 and RM30 for supplemantary card. The cashback limit is RM400 for petrol spending and unlimited for other categories. The Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Lady’s Classic Card?

To apply for UOB Lady' s Classic Card, you need a minimum monthly income of RM2,000 and for exclusively for ladies of at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Platinum Credit Card and OCBC MasterCard Blue / Pink , which may match your requirements.

if you prefer to broaden your credit card search, review more UOB credit cards and start comparing today !

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