OCBC Kad Titanium MasterCard

Pulangan tunai tanpa had untuk semua perbelanjaan runcit dalam talian.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3000
  • icon Kadar Faedah
    Kadar Faedah
    18% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Tanpa Had
  • icon Yuran Tahunan
    Yuran Tahunan

Ciri Utama

  • Earn 1% cashback on all online transactions and overseas spending
  • Earn 0.1% cashback on all other retail transactions
  • No cap on rebates
  • icon shopping Beli-Belah

    • Dapatkan pulangan tunai 1% untuk membeli-belah dalam talian
    • Dapatkan pulangan tunai 0.1% untuk semua belanja runcit lain
  • icon groceries Barangan Runcit

    Dapatkan pulangan tunai 0.1% untuk urus niaga runcit
  • icon petrol Petrol

    Dapatkan pulangan tunai 0.1% untuk transaksi petrol
  • icon dining Makan

    Dapatkan pulangan tunai 0.1% untuk transaksi makan
  • icon entertainment Hiburan

    Dapatkan pulangan tunai 0.1% untuk transaksi hiburan

icon tag Other Features

  • Pindahan Baki: 0% setahun untuk tempoh 6 bulan; satu kali bayaran pendahuluan sebanyak 2% daripada jumlah pindahan yang dikenakan, 0% setahun untuk tempoh 12 bulan; bayaran pendahuluan sekali sebanyak 4% daripada jumlah pindahan yang dikenakan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • Had Cashback: Rebat 1% untuk perbelanjaan dalam talian dan perbelanjaan luar negara dan 0.1% untuk semua perbelanjaan runcit yang lain

icon entertainment Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 3000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

icon review
Product Review by

Cashback Everywhere!

As an OCBC Titanium Mastercard (Blue/Pink) cardholder, you will get 1% cashback every month on online transactions and overseas spend. Earn 0.1% cashback on all other retail spending.

Other Features

This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC MasterCard(Blue/Pink)?

To apply for OCBC MasterCard (Blue/Pink), the minimum monthly income required is RM2000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC MasterCard Silver and Maybank MasterCard Gold, which may match your requirements.

If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!