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Maybank Kad MasterCard Emas

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2500
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 130

Ciri Utama

  • 1x TreatsPoint from all retail spending
  • Travel insurance with coverage of up to RM500,000
  • 1 TreatsPoint for every RM1 spent

  • icon petrol Petrol

    3 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    2 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    0 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon dining Makan

    1 TreatsPoint untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM300, 000 sekiranya tambang penerbangan penuh dikenakan ke kad kredit ini
  • Pindahan Baki: 0% setahun untuk tempoh 12 bulan; bayaran pendahuluan sekali sebanyak 3% daripada jumlah yang dipindahkan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon dining Card Information

Gaji Minimum Bulanan RM 2500
Min. age for principal holder 21
Fee for principal holder RM 130
Min. age for supplementary holder 18 tahun
Fee for supplementary holder RM65
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Product Review by

It's Simple And No Fuss

For every Ringgit spent on all retail transactions, Maybank MasterCard Gold offers you a TreatPoint. It also comes with Travel Accident Insurance.

Fees and Charges

The annual fee for principal card is RM130 and RM65 for supplementary card. The TreatPoints will expire in 3 years' time. Also, there is Government Service Tax (GST) on all credit cards set by Bank Negara, at RM50 per principal card and RM25 for supplementary card. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank MasterCard Gold?

To apply for Maybank MasterCard Gold, you need a minimum monthly income of RM3,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Visa Gold Card and OCBC Gold Visa Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!