HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 30 local malls participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.
__Klang Valley__ . Mid Valley Megamall . The Gardens Mall . 1 Utama . Atria Shopping Gallery . Bangsar Shopping Centre . Bangsar VillageEmpire Shopping Gallery . Hartamas Shopping Centre . IOI City Mall . IPC Shopping Centre . Lot 10 . Low Yat Plaza . Nu Sentral . Paradigm Mall . Pavilion Kuala Lumpur . Publika Shopping Gallery . Setia City Mall . Sogo . Starhill Gallery . Sungei Wang PlazaSunway Putra Mall . Sunway Pyramid . Suria KLCC . The Curve . Tropicana City Mall . __Johor__ . AEON Tebrau City . Johor Bahru City Square . Johor Premium Outlets . KSL City Mall . Sutera Mall . __Penang__ . Gurney Paragon Mall . Gurney Plaza . Queensbay Mall . Sunway Carnival . __East Malaysia__ . Borneo Hypermall .
This card offers annual fee waiver if you spend at least once for 12 consecutive months, else you will be charge RM600 per annum. By settling minimum payment every month, i.e 5% of the outstanding balance or RM50 whichever is higher, you will be charged 15% p.a on monthly basis.
You just have to earn at least RM6,000 every month and to be at least 21 years old.