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HSBC Kad Kredit Advance Visa Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 3x Rewards Points on online purchase, standing instruction or auto-billing
  • 1x Rewards Points on all other spending
  • 1 Reward Point for every RM1 spent
Shopping
6.5/10
Petrol
4.5/10
Groceries
6.5/10
Dining
4.5/10
  • icon petrol Petrol

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    • 3 Mata Ganjaran untuk pembelian dalam talian
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon shopping Beli-Belah

    • 3 Mata Ganjaran untuk pembelian dalam talian
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan sebaliknya
  • icon entertainment Hiburan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon dining Makan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Membeli-belah: Keistimewaan dan diskaun eksklusif di lebih daripada 6, 500 tempat membeli-belah di seluruh negara
  • Program Dekat & Jauh: Kad ini dikenali di seluruh dunia, Nikmati kemewahan tawaran tempatan yang tersedia termasuk makan, membeli-belah, bersantai dan hiburan di seluruh dunia
  • Pindahan Baki: [Pelan A]: Caj faedah pendahuluan 3%, 0% untuk 5 bulan akan datang, [Pelan B]: 0, 58% sebulan (6, 99% p.a.) untuk tempoh 12 bulan, [Pelan C]: 0, 42% sebulan (4, 99% p.a.) untuk tempoh 6 bulan

icon dining Card Information

Gaji Minimum Bulanan RM 3000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM50
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Exclusive Privileges And Discounts!

HSBC Advance Visa Platinum Credit Card offers 1 Reward Points for every RM 1 on retail spending. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.

Fees and Charges

For this card, there is no annual fees. It is free for life including for the supplementary cards. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Are You Eligible For The HSBC Advance Visa Platinum Credit Card

To apply for HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance account holder with a minimum income of RM3,000. On top of that, you need to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Kad Kredit-i Advance Visa Platinum and UOB Preferred Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!