Promosi
Dapatkan pulangan tunai sehingga RM900* dan 8x mata ganjaran Timeless!
Mohon kad kredit VISA Alliance Bank sekarang!
* Tertakluk pada terma dan syarat
Alliance Bank Kad Visa Infinite
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- Gaji Minimum Bulanan
- RM 5000
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- Kadar Faedah
- 15% p.a.
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- Rebat Tunai
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- Yuran Tahunan
- Percuma
Ciri Utama
Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up
Up to 5x Timeless Bonus Points from Groceries and Overseas transactions
Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
Faedah pada...
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Beli-Belah
Sehingga 8x Mata Bonus Timeless daripada transaksi membeli-belah dalam talian dan Tambah Nilai eWallet -
Barangan Runcit
Sehingga 5x Mata Bonus Abadi daripada urus niaga Barangan Runcit dan Luar Negara -
Pelancongan
Sehingga 5x Mata Bonus Abadi daripada urus niaga Barangan Runcit dan Luar Negara -
Makan
Sehingga 1x Mata Bonus Abadi untuk transaksi tanpa sentuhan, Makan, Hiburan, Pengebilan Automatik dan transaksi runcit lain -
Hiburan
Sehingga 1x Mata Bonus Abadi untuk transaksi tanpa sentuhan, Makan, Hiburan, Pengebilan Automatik dan transaksi runcit lain
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 5000
- Umur Minimum Pemegang Utama
- 21
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Yuran dan caj
- Yuran Tahunan
- Percuma jika berbelanja sekurang-kurangnya RM 30,000 setahun / RM 800
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
- Caj Kewangan
- 15% p.a. – prompt minimum payment for 12 consecutive months
- 17% p.a. – prompt payment for at least 10 out of 12 months
- 18% p.a – if any of the above is not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Minimum Umur bagi Pemegang Tambahan
- 18 tahun dan ke atas tahun
- Yuran bagi Pemegang Tambahan
- Percuma
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Pendahuluan Tunai
- Jumlah
- Sehingga 80% daripada had kredit kad
- Caj
- RM15.90 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun dari jumlah pendahuluan tunai
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- Tiada
Lain-lain kebaikan
- Ciri-ciri Lain
- Pelan Pembayaran Fleksibel 0% selama 3 bulan untuk pembelian tiket penerbangan, tempahan Hotel dan perbelanjaan luar negara
- Pemindahan Baki
- 6 bulan: 0.00% setahun; min. pemindahan RM1, 000; 0% yuran pendahuluan satu kali*, 12 bulan: 3.99% setahun; min. pemindahan RM1, 000; 0% yuran pendahuluan satu kali*
- Pelan Ansuran
- Pelan Pembayaran Ansuran 0% di semua peniaga yang mengambil bahagian
Pemindahan Baki kepada mana-mana Alliance Bank kad kredit
Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!
Cara membuat permohonan dalam talian untuk kad kredit
Langkah 1
Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.
Langkah 2
Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!
Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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Alliance Bank Visa Infinite offers you up to 8x points for online shopping transactions and eWallet top-up, earn up to 5x Timeless Bonus Points from Groceries and Overseas transactions, earn up to 1x points for every RM1 retail spending locally and you may also get 0% Flexi Payment Plan for 3 months for Flight ticket purchases, Hotel bookings and Overseas spend.
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First year fee is waived. Subsequent years fees will be waived with minimum spend of RM 12,000 in 12 months. Otherwise, it’s RM438 for principal cardholders. There's finance charge of 15% per annum if you settle your payment promptly on 12 out of 12 months. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements, there's 18% per annum to be charged. If you are planning to conduct a balance transfer, you will be charged with the finance charge from 9.88% per annum for tenure up to 48 months with 0% one-time upfront fee.
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to be eligible to apply for the Alliance Bank Visa Infinite (principal card), you will need to be at least 21 years old with a minimum income of RM60, 000 per annum and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Business Platinum Card and AmBank Visa Infinite, which may match your requirements.
if you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today !