Maybank 2 Kad

  • Gaji Minimum Bulanan
    RM 2500
  • Kadar Faedah
    15% p.a.
  • Rebat Tunai
    RM50 sebulan
  • Yuran Tahunan
    Percuma

Ciri Utama

5% cashback on all weekend transactions except for government bodies and utilities

5% cashback on all weekend transactions except for government bodies and utilities

Up to 5x TreatsPoints from local and overseas transactions on weekdays only

Up to 5x TreatsPoints from local and overseas transactions on weekdays only

Up to 5x TreatsPoints from local and overseas transactions on weekdays only

Low interest rate starting from 15% per annum.

Faedah pada...

  • Petrol

    • Pulangan tunai 5% hujung minggu * (Maybankard 2 American Express sahaja)
    • 1 TreatsPoints untuk setiap RM1 yang dibelanjakan (Maybankard 2 American Express dan MasterCard / VISA)

  • Makan

    • Pulangan tunai 5% hujung minggu (Kad Maybank 2 American Express)
    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan pada hari bekerja sahaja (Maybank 2 American Express Card)

  • Barangan Runcit

    • Pulangan tunai 5% hujung minggu (Kad Maybank 2 American Express.)
    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan pada hari bekerja sahaja (Maybank 2 American Express Card.)
    • 1 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam atau di luar negara (Maybankard 2 MasterCard / VISA)

  • Beli-Belah

    • Pulangan tunai 5% hujung minggu (Kad Maybank 2 American Express.)
    • 5 TreatsPoints untuk setiap RM1 yang dibelanjakan pada hari bekerja sahaja (Maybank 2 American Express Card.)
    • 1 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam atau di luar negara (Maybankard 2 MasterCard / VISA)

  • Pelancongan

    5 TreatsPoints untuk setiap RM1 yang dibelanjakan di luar negara atau tempatan pada hari bekerja sahaja (Maybankard 2 American Express sahaja)

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 2500
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun
    Yuran bagi Pemegang Tambahan
    Percuma

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    RM5,000 sehari
    Caj
    RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    3 tahun

    Lain-lain kebaikan

    Pindahan Baki
    0% setahun untuk tempoh 12 bulan; dikenakan bayaran pendahuluan sekali pada 3% daripada jumlah yang diluluskan
    Pelan Ansuran
    Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
    Had Cashback
    Rebat tunai 5% pada hujung minggu dengan Maybank 2 American Express Card, terhad pada RM50 sebulan

Pemindahan Baki kepada mana-mana Maybank kad kredit

6 bulan

Kadar faedah
0% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
1.88%

9 bulan

Kadar faedah
9% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

12 bulan

Kadar faedah
0% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
3%

24 bulan

Kadar faedah
4.5% p.a.
Jumlah Pindahan Minimum
RM2,000.00
Yuran pendahuluan satu kali
0

36 bulan

Kadar faedah
4.95% p.a.
Jumlah Pindahan Minimum
RM2,000.00
Yuran pendahuluan satu kali
0

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

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Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

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Langkah 2

Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • By swiping your Maybank 2 cards on the weekend, you will enjoy 5% cashback on all transactions with the American Express credit card except for *government bodies and utilities and on top of that, you will also earn 5x Treatspoints for all retail spending locally or abroad on weekdays.(Government bodies No treatspoints) The other Visa / MasterCard, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback.

  • There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan. There's also 0% installment payment plan at all participating merchants.

  • To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [Maybank American Express Platinum](https://www.imoney.my/credit-card/maybank/american-express-platinum "Apply for Maybank American Express Platinum") and [Public Bank Visa Classic Credit Card](https://www.imoney.my/credit-card/public-bank/visa-classic-credit-card "Apply for Public Bank Kad Visa Klasik"), which may match your requirements.

    If you prefer to broaden your credit card search, review more [Maybank credit cards](https://www.imoney.my/credit-card/maybank "Maybank credit cards in Malaysia") and start comparing today!

    ######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
    ######*Maybank Promotion [Terms and Conditions](https://www.maybank2u.com.my/iwov-resources/pdf/personal/promotions/2020/tnc_maybank_stp_campaign.pdf)