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BSN MasterKad/ Visa Kredit Platinum

Nikmati apa sahaja yang anda mahukan dengan lebih tawaran, lebih ganjaran dan lebih kelebihan hanya dalam satu kad kredit.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 4000
  • icon Kadar Faedah
    Kadar Faedah
    13.5% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn BSN rewards points from your retail spending with up to 2x points
  • Up to RM300,000 Travel Accident insurance coverage
  • Complimentary BSN Zing PLUSMiles Card
Shopping
5.35/10
Travel
5.35/10
Petrol
5.33/10
Groceries
4.8/10
Dining
5.35/10
  • icon dining Makan

    • 2 Mata Ganjaran untuk setiap RM1 yang dibelanjakan untuk makan di luar negara
    • 2 Mata Ganjaran bagi setiap RM1 yang dibelanjakan untuk makan di dalam negara
  • icon shopping Beli-Belah

    • 2 Mata Ganjaran untuk setiap RM1 yang dibelanjakan membeli-belah di luar negara
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan untuk membeli-belah di dalam negara
  • icon travel Pelancongan

    2 Mata Ganjaran untuk setiap RM1 yang dibelanjakan untuk membeli-belah di luar negara
  • icon petrol Petrol

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon entertainment Hiburan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Kad BSN Zing PLUSMiles percuma yang disertakan dengan Kad Platinum BSN:
  • Keistimewaan MasterCard Platinum dan perkhidmatan concierge 24 jam:
  • Pelan Perlindungan: Sehingga RM300, 000 perlindungan Insurans Kemalangan Perjalanan dan Manfaat Ketidakselesaan Perjalanan seperti bagasi yang hilang atau tertangguh, kelewatan penerbangan, dan terlepas sambungan apabila anda membayar tambang syarikat penerbangan dengan kad kredit ini
  • Pemindahan Baki: Jumlah pemindahan minimum: RM500 (tempoh 3 bulan); RM1, 000 (tempoh 6 ; 24 bulan); RM2, 000 (tempoh 36 bulan), - 3 / 6 / 9 bulan: 0.3% sebulan, 3.6% setahun; 0% yuran pendahuluan satu kali, - 12 bulan: 0% untuk 6 bulan pertama, 0.3% sebulan selepas itu; 0% yuran pendahuluan satu kali, - 24 bulan: 0% untuk 12 bulan pertama, 0.375% sebulan selepas itu; 0% yuran pendahuluan satu kali,
  • Pelan Ansuran: 0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian

icon groceries Card Information

Gaji Minimum Bulanan RM 4000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount Sehingga 75% dari had kredit
Cash advance charge RM10.00 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge Tiada
Rewards points expiry Tiada

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Best for Travellers!

You will get 1 BSN rewards point for every RM1 that you spent on local retail purchases. For overseas retail purchases (dining and shopping), you stand to gain 2 points for every RM2 spent. With this BSN Platinum Card, you also stand to gain up to RM1,000,000 in Travel Accident Insurance together with Travel Inconvenience benefits when you pay for your air fare with this credit card. On top of that, you also get to enjoy a FREE BSN Zing PLUSMiles card together that allows you to have a smooth driving experience. The rewards points that come with this card will never expire, allowing you to accumulate the points till a certain amount to be able to exchange for the gift and/or voucher that you want.

Fees and Charges

There is no annual fee for this card for the pricipal cardholder, allowing you to enjoy a free for life (annual fee) credit card. The same zero annual fee also applies to the supplementary holder. For finance charges, there are different rates for both government employee and non-government employee. For government employee, a consistent minimum monthly repayment will allow the cardholder to enjoy a finance charge of 11% per annum while a non-government employee will result in a low finance charge of 13.5% to be charged on the oustanding balance. However, if the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. The minimum repayment is 5% of the outstanding balance or minimum of RM50, whichever is higher. On top of that, there will be a late payment penalty of RM5 or 1% of oustanding balance (depending on which is higher), up to a maximum of RM50. All these charges are subjected by 6% GST effective 1 April 2015.

Are You Eligible For The BSN Platinum Card?

You will need to have a minimum monthly income of RM5, 000 and to be at least 21 years old to apply for the BSN Platinum Card (principal cardholder). for the supplementary cardholder, you will need to be at least 18 years old.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as BSN UUM Platinum Credit Card-i and CIMB Petronas Platinum Card, which may match your requirements.

if you prefer to broaden your credit card search, review more BSN credit cards and start comparing today !