BSN UUM-BSN Platinum Kredit Kad-i

  • Gaji Minimum Bulanan
    RM 5000
  • Kadar Faedah
    9.95% p.a.
  • Pulangan Tunai
    -
  • Yuran Tahunan
    Percuma

Ciri Utama

Earn BSN rewards points from your retail spending with up to 2x points

Earn BSN rewards points from your retail spending with up to 2x points

Up to RM500,000 Travel Accident insurance coverage

Up to RM500,000 Travel Accident insurance coverage

Up to RM500,000 Travel Accident insurance coverage

24-Hours Concierge Services

Faedah pada...

  • Makan

    • 2 BSN Happy Rewards points untuk setiap perbelanjaan RM1 untuk makan di luar negara
    • 1 BSN Happy Rewards point untuk setiap RM1 untuk makan yang dibelanjakan di dalam negara

  • Beli-Belah

    • 2 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di luar negara
    • 1 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di dalam negara

  • Petrol

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan

  • Hiburan

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan

  • Barangan Runcit

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 5000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
    Caj Kewangan
    9.95% p.a. – prompt payments for 12 consecutive months
    13.5% p.a. – prompt payment of at least 10 out of 12 months
    17.5% p.a. – if the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun dan ke atas tahun
    Yuran bagi Pemegang Tambahan
    Percuma

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    Sehingga 75% dari had kredit
    Caj
    RM10.00 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    Tiada

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    Tiada
Last updated: Aug 25, 2021

Pemindahan Baki kepada mana-mana BSN kad kredit

6 bulan

Kadar Faedah
0% p.a.
Jumlah Pindahan Minimum
RM500
Yuran pendahuluan satu kali
2.00%

9 bulan

Kadar Faedah
0.036% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

12 bulan

Kadar Faedah
4.50% p.a.
Jumlah Pindahan Minimum
RM500
Yuran pendahuluan satu kali
-

24 bulan

Kadar Faedah
4.50% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

36 bulan

Kadar Faedah
4.88% p.a.
Jumlah Pindahan Minimum
RM2,000
Yuran pendahuluan satu kali
-

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

Step 1 Image

Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

Step 2 Image

Langkah 2

Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN UUM-BSN Credit Card-i allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.
  • There is no annual fee for this card. The prevailing finance charges for are 9.95% per annum and 17.5% per annum respectively if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.

  • To apply for BSN UUM-BSN Platinum Credit Card-i, you need to either be a current staff at UUM, or a graduate of UUM, and have a minimum monthly income of RM5,000. Applicants also have to be at least 21 years old for principal card holders or 18 years old and above for supplementary card holders.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Platinum Credit Card-i and Maybank America Express Platinum Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!