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BSN Kad Kredit Klasik

Dapatkan ganjaran Happy Rewards dengan pelbagai jenis perbelanjaan di 29 juta penyedia sambil menikmati kad Touch 'n Go BSN Zing PLUSMiles PERCUMA.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    11% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn up to 2 BSN Happy Rewards points with retail spending
  • Complimentary Travel Accident Insurance with coverage of up to RM100,000
  • Complimentary BSN Zing PLUSMiles Card
  • icon dining Makan

    • 2 BSN Happy Rewards points untuk setiap perbelanjaan RM1 untuk makan di luar negara
    • 1 BSN Happy Rewards point untuk setiap RM1 untuk makan yang dibelanjakan di dalam negara
  • icon shopping Beli-Belah

    • 2 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di luar negara
    • 1 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di dalam negara
  • icon petrol Petrol

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan
  • icon entertainment Hiburan

    0 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Kad BSN Zing PLUSMiles percuma:
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM100, 000 dan Manfaat Kesulitan Perjalanan merangkumi bagasi yang hilang atau tertunda, kelewatan penerbangan, dan sambungan terlepas ketika mengenakan tambang penerbangan penuh ke kad kredit ini
  • Pindahan Baki: Min. jumlah pindahan: RM500 (tempoh 3 bulan); RM1, 000 (6 & ndash; tempoh 24 bulan); RM2, 000 (tempoh 36 bulan), 3 / 6 / 9 bulan: 0.3% sebulan, 3.6% setahun; 0% yuran pendahuluan sekali, 12 bulan: 0% untuk 6 bulan pertama, 0.3% sebulan selepas itu; 0% yuran pendahuluan sekali, 24 bulan: 0% untuk 12 bulan pertama, 0.375% sebulan selepas itu; 0% yuran pendahuluan sekali, 36 bulan: 0.375% sebulan, 4.5% setahun; Bayaran pendahuluan 0%
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount Sehingga 75% dari had kredit
Cash advance charge RM10.60 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge Tiada
Rewards points expiry -

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Getting Rewarded Everywhere!

For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN Classic Card allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.

Fees and Charges

This card does not come with any annual fee (it is waived for life). The prevailing finance charges for government employee and non-government employee are 11% per annum and 13.5% per annum respectively if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.

Are You Eligible For The BSN Classic Card?

To apply for BSN Classic Card, you need to have minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or 18 years old and above for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card-i and AffinBank Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

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*Tips percuma. Batalkan langganan bila-bila masa.
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