10% Cash Rebate on monthly interest charged
5% Cash Rebate on online spend
2% Cash Rebate on spend
CIMB Kad Cash Rebate Gold
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- Gaji Minimum Bulanan
- RM 2000
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- Kadar Faedah
- 15% p.a.
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- Pulangan Tunai
- RM50 /kad
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- Yuran Tahunan
- Percuma
Ciri Utama
Faedah pada...
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Beli-Belah
Rebat tunai 5% sebulan untuk membeli-belah dalam talian -
Barangan Runcit
Rebat tunai 2% sebulan -
Petrol
Rebat tunai 2% sebulan -
Utiliti
Rebat tunai 2% sebulan (hanya melalui Arahan Tetap)
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 2000
- Umur Minimum Pemegang Utama
- 21
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Yuran dan caj
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
- Caj Kewangan
- 15% p.a. – prompt minimum payment for 12 consecutive months
- 17% p.a. – prompt payment of at least 10 out of 12 months
- 18% p.a. – if the above are not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Minimum Umur bagi Pemegang Tambahan
- 18 tahun
- Yuran bagi Pemegang Tambahan
- Percuma seumur hidup
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Pendahuluan Tunai
- Jumlah
- 80% daripada had limit yang ditetapkan
- Caj
- RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun dari jumlah pendahuluan tunai
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- Tiada
Lain-lain kebaikan
- Rebat tunai 0.2% untuk perbelanjaan lain
- Diskaun hingga 25% dan rebat tunai 20% tambahan untuk peniaga yang mengambil bahagian seperti Zalora, GSC, Expedia, Agoda, Lazada dan banyak lagi
- Pindahan Baki
- Min. jumlah pindahan: RM1, 000, [Pelan A]: 5.99% p.a untuk tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
- Pelan Ansuran
- Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian
Pemindahan Baki kepada mana-mana CIMB kad kredit
Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!
Cara membuat permohonan dalam talian untuk kad kredit
Langkah 1
Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.
Langkah 2
Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!
Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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The CIMB Cash Rebate Gold card gives 5% cash rebate and up to 25% discounts and another 20% additional cash rebates when you shop online on various participating sites. Besides, it offers a 10% cash rebate on monthly interest charged with no maximum capping and 2% cash rebate on petrol and groceries and 2% cash rebate on mobile and utility bill payment (via standing instructions). This card comes with a complimentary Touch ‘n Go Zing Card with 'No Reload Fee" as well!
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The annual fee for this card is free for life! However the “No Reload Fee” is only valid until 31st December 2014 and there is also a cashback limit of RM50 per card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.
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To apply for CIMB Cash Rebate Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Platinum Card and HSBC Premier World MasterCard, which may match your requirements.
If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!