CIMB Kad Cash Rebate Gold

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM50 /kad
  • icon Yuran Tahunan
    Yuran Tahunan

Ciri Utama

  • 10% Cash Rebate on monthly interest charged
  • 5% Cash Rebate on online spend
  • 2% Cash Rebate on spend
  • icon shopping Beli-Belah

    Rebat tunai 5% sebulan untuk membeli-belah dalam talian
  • icon groceries Barangan Runcit

    Rebat tunai 2% sebulan
  • icon petrol Petrol

    Rebat tunai 2% sebulan
  • icon utilities Utiliti

    Rebat tunai 2% sebulan (hanya melalui Arahan Tetap)

icon tag Other Features

  • Rebat tunai 0.2% untuk perbelanjaan lain:
  • Diskaun hingga 25% dan rebat tunai 20% tambahan untuk peniaga yang mengambil bahagian seperti Zalora, GSC, Expedia, Agoda, Lazada dan banyak lagi:
  • Pindahan Baki: Min. jumlah pindahan: RM1, 000, [Pelan A]: 5.99% p.a untuk tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount 80% daripada had limit yang ditetapkan
Cash advance charge RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Product Review by

Shop Online, Get Cash Rebates!

The CIMB Cash Rebate Gold card gives 5% cash rebate and up to 25% discounts and another 20% additional cash rebates when you shop online on various participating sites. Besides, it offers a 10% cash rebate on monthly interest charged with no maximum capping and 2% cash rebate on petrol and groceries and 2% cash rebate on mobile and utility bill payment (via standing instructions). This card comes with a complimentary Touch ‘n Go Zing Card with 'No Reload Fee" as well!

Fees and Charges

The annual fee for this card is free for life! However the “No Reload Fee” is only valid until 31st December 2014 and there is also a cashback limit of RM50 per card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Cash Rebate Gold Card

To apply for CIMB Cash Rebate Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Platinum Card and HSBC Premier World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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