CIMB Kad VISA Signature

  • Gaji Minimum Bulanan
    RM 5000
  • Kadar Faedah
    15% p.a.
  • Pulangan Tunai
    -
  • Yuran Tahunan
    Percuma

Ciri Utama

2x Bonus Points from overseas retail spending

2x Bonus Points from overseas retail spending

Year-long discounts at over 500 participating merchants

Year-long discounts at over 500 participating merchants

Year-long discounts at over 500 participating merchants

Complimentary Plaza Premium Lounge access

Faedah pada...

  • Makan

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Hiburan

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Barangan Runcit

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Beli-Belah

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Petrol

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 5000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment of at least 10 out of 12 months
    18% p.a. – if the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun
    Yuran bagi Pemegang Tambahan
    Percuma seumur hidup

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    RM10,000 sehari
    Caj
    RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    3 tahun

    Lain-lain kebaikan

    Diskaun selama setahun di lebih 500 peniaga makan, runcit, dan gaya hidup
    2 kali akses percuma ke Plaza Premium Lounge (diperbaharui secara automatik setiap tahun dengan jumlah perbelanjaan sebanyak RM100, 000 atau lebih setahun)
    Pengeluaran kad dalam masa 1 jam
    Pindahan Baki
    Min. jumlah pindahan: RM1, 000, [Pelan A]: 5.99% p.a selama tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
    Pelan Ansuran
    Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian
Last updated: Aug 25, 2021

Pemindahan Baki kepada mana-mana CIMB kad kredit

6 bulan

Kadar Faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

12 bulan

Kadar Faedah
7.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

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Cara membuat permohonan dalam talian untuk kad kredit

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Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

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Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • With the CIMB Visa Signature credit card, you can earn great rewards of 2x bonus points from your overseas retail spending on entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points could be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. In addition to that, you get to enjoy year-long discounts at over 500 dining, retail and lifestyle merchants and 2 times complimentary access to Plaza Premium Lounge when you are in the airport. Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs. Besides, this card gives you a complimentary 1-night stay at featured hotels with up to 75% discount on 55,000 hotels worldwide. Other than that, special offers and arrangement awaits you with travel, shopping and golfing privileges. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

  • The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Reward points expire after 3 years.

  • To apply for CIMB Visa Signature Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [CIMB World MasterCard](https://www.imoney.my/credit-card/cimb/world-mastercard "Apply for CIMB World MasterCard") and [AmBank World MasterCard](https://www.imoney.my/credit-card/ambank/world-mastercard "Apply for AmBank World MasterCard"), which may match your requirements.

    If you prefer to broaden your credit card search, review more [CIMB credit cards](https://www.imoney.my/credit-card/cimb "CIMB credit cards in Malaysia") and start comparing today!