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CIMB Kad VISA Signature

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 5000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 2x Bonus Points from overseas retail spending
  • Year-long discounts at over 500 participating merchants
  • Complimentary Plaza Premium Lounge access
Shopping
5.35/10
Petrol
5.33/10
Groceries
5.35/10
Dining
5.35/10

  • icon dining Makan

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • icon entertainment Hiburan

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • icon groceries Barangan Runcit

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • icon shopping Beli-Belah

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • icon petrol Petrol

    • 2x Mata Bonus dengan setiap RM1 dibelanjakan di luar negara
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

icon tag Other Features

  • Diskaun selama setahun di lebih 500 peniaga makan, runcit, dan gaya hidup:
  • 2 kali akses percuma ke Plaza Premium Lounge (diperbaharui secara automatik setiap tahun dengan jumlah perbelanjaan sebanyak RM100, 000 atau lebih setahun):
  • Pengeluaran kad dalam masa 1 jam:
  • Pindahan Baki: Min. jumlah pindahan: RM1, 000, [Pelan A]: 5.99% p.a selama tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 5000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM10,000 sehari
Cash advance charge RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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More Points When You Spend

With the CIMB Visa Signature credit card, you can earn great rewards of 2x bonus points from your overseas retail spending on entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points could be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. In addition to that, you get to enjoy year-long discounts at over 500 dining, retail and lifestyle merchants and 2 times complimentary access to Plaza Premium Lounge when you are in the airport. Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs. Besides, this card gives you a complimentary 1-night stay at featured hotels with up to 75% discount on 55,000 hotels worldwide. Other than that, special offers and arrangement awaits you with travel, shopping and golfing privileges. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

Fees and Charges

The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Reward points expire after 3 years.

Are You Eligible For The CIMB Visa Signature Card

To apply for CIMB Visa Signature Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB World MasterCard and AmBank World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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