CIMB Kad World MasterCard

  • Gaji Minimum Bulanan
    RM 7500
  • Kadar Faedah
    15% p.a.
  • Rebat Tunai
    -
  • Yuran Tahunan
    Percuma

Ciri Utama

Unlimited 1.5% Cash Rebate on Overseas spend

Unlimited 1.5% Cash Rebate on Overseas spend

Travel Accident Insurance with coverage of up to RM1,000,000

Travel Accident Insurance with coverage of up to RM1,000,000

Travel Accident Insurance with coverage of up to RM1,000,000

Bonus Points on local and overseas retail spending

Faedah pada...

  • Beli-Belah

    • 5x Mata Bonus dengan setiap RM1 yang dibelanjakan untuk transaksi syarikat penerbangan* (sehingga 5x Mata Bonus setiap RM1 yang dibelanjakan untuk sebarang transaksi syarikat penerbangan dengan kod kategori pedagang yang telah ditetapkan (MCC) 3000 hingga 3350 dan 4511)
    • 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Hiburan

    1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Barangan Runcit

    1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Makan

    1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

  • Petrol

    1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 7500
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment of at least 10 out of 12 months
    18% p.a. – if the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun
    Yuran bagi Pemegang Tambahan
    Percuma seumur hidup

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    RM80 sehari
    Caj
    RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    3 tahun

    Lain-lain kebaikan

    Diskaun selama setahun di lebih 500 peniaga makan, runcit, dan gaya hidup
    Pelan Perlindungan
    Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM1, 000, 000 apabila penerbangan penuh dicaj kepada kad kredit, Pelan Pelindung Kredit
    Pemindahan Baki
    Jumlah pemindahan minimum: RM1, 000, [Pelan A]: 5.99% sekejap untuk tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
    Pelan Ansuran
    0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian

Pemindahan Baki kepada mana-mana CIMB kad kredit

6 bulan

Kadar faedah
5.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

12 bulan

Kadar faedah
7.99% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

Step 1 Image

Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

Step 2 Image

Langkah 2

Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • With the CIMB World MasterCard, get Unlimited Cash Rebates of 1.5% on overseas spend, and also earn great rewards i.e 5x Bonus Points with every RM1 spent on airline transaction with predefined merchant category codes [MCC 3000 to 3350 and 4511]. You are also eligible with every 1x Bonus Points on RM1 spent locally on retail ,entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points can be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. You could also convert the bonus points into Malaysia Airlines Enrich Miles, your next trip could potentially be free. In addition to that, with CIMB Cards you get to enjoy exclusive hotel, dining privileges at up to 50% discount year long as you explore the various fine dining establishments . Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs and you also have a travel accident insurance with a coverage of up to RM1,000,000. Besides, this card has special offers and arrangement that awaits you with travel, shopping and golfing privileges.

  • The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Rewards points expire after 3 years.

  • To apply for CIMB World MasterCard, you need a minimum income of RM7500 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and AmBank Visa Signature Credit Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!