Unlimited 1.5% Cash Rebate on Overseas spend
Travel Accident Insurance with coverage of up to RM1,000,000
Bonus Points on local and overseas retail spending
CIMB Kad World MasterCard
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- Gaji Minimum Bulanan
- RM 7500
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- Kadar Faedah
- 15% p.a.
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- Pulangan Tunai
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- Yuran Tahunan
- Percuma
Ciri Utama
Faedah pada...
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Beli-Belah
- 5x Mata Bonus dengan setiap RM1 yang dibelanjakan untuk transaksi syarikat penerbangan* (sehingga 5x Mata Bonus setiap RM1 yang dibelanjakan untuk sebarang transaksi syarikat penerbangan dengan kod kategori pedagang yang telah ditetapkan (MCC) 3000 hingga 3350 dan 4511)
- 1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara
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Hiburan
1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara -
Barangan Runcit
1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara -
Makan
1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara -
Petrol
1x Mata Bonus dengan setiap RM1 dibelanjakan di dalam negara
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 7500
- Umur Minimum Pemegang Utama
- 21
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Yuran dan caj
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
- Caj Kewangan
- 15% p.a. – prompt minimum payment for 12 consecutive months
- 17% p.a. – prompt payment of at least 10 out of 12 months
- 18% p.a. – if the above are not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Minimum Umur bagi Pemegang Tambahan
- 18 tahun
- Yuran bagi Pemegang Tambahan
- Percuma seumur hidup
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Pendahuluan Tunai
- Jumlah
- RM80 sehari
- Caj
- RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun dari jumlah pendahuluan tunai
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- 3 tahun
Lain-lain kebaikan
- Diskaun selama setahun di lebih 500 peniaga makan, runcit, dan gaya hidup
- Pelan Perlindungan
- Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM1, 000, 000 apabila penerbangan penuh dicaj kepada kad kredit, Pelan Pelindung Kredit
- Pemindahan Baki
- Jumlah pemindahan minimum: RM1, 000, [Pelan A]: 5.99% sekejap untuk tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
- Pelan Ansuran
- 0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian
Pemindahan Baki kepada mana-mana CIMB kad kredit
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Cara membuat permohonan dalam talian untuk kad kredit
Langkah 1
Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.
Langkah 2
Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!
Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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With the CIMB World MasterCard, get Unlimited Cash Rebates of 1.5% on overseas spend, and also earn great rewards i.e 5x Bonus Points with every RM1 spent on airline transaction with predefined merchant category codes [MCC 3000 to 3350 and 4511]. You are also eligible with every 1x Bonus Points on RM1 spent locally on retail ,entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points can be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. You could also convert the bonus points into Malaysia Airlines Enrich Miles, your next trip could potentially be free. In addition to that, with CIMB Cards you get to enjoy exclusive hotel, dining privileges at up to 50% discount year long as you explore the various fine dining establishments . Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs and you also have a travel accident insurance with a coverage of up to RM1,000,000. Besides, this card has special offers and arrangement that awaits you with travel, shopping and golfing privileges.
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The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Rewards points expire after 3 years.
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To apply for CIMB World MasterCard, you need a minimum income of RM7500 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and AmBank Visa Signature Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!