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AmBank Kad Visa Signature

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 6667
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • AmBonus Points for air miles, international airport services, and travel accident insurance
  • Dining promotions at participating Hilton Hotels
Shopping
5.7/10
Travel
8.67/10
Dining
5.7/10
  • icon travel Pelancongan

    Tukar 5,500 Mata AmBonus kepada 1,000 Enrich, Asia Miles, atau Singapura Airlines KrisFlyer batu udara
  • icon dining Makan

    3 Mata Ganjaran AmBonus bagi setiap RM1 yang dibelanjakan di luar negara
  • icon shopping Beli-Belah

    3 Mata Ganjaran AmBonus bagi setiap RM1 yang dibelanjakan di luar negara

icon tag Other Features

  • Perjalanan: Diskaun 15% untuk Perkhidmatan Fast-Track Imigresen di 280 lapangan terbang antarabangsa, Akses lounge 5 kali istimewa percuma ke Plaza Premium Lounge di 17 lapangan terbang antarabangsa dengan minimum 5 transaksi luar negara yang dikenakan ke kad kredit dalam bulan lawatan ke lounge
  • Makan: Kad Keahlian Kelab Premium Hilton secara percuma dengan perbelanjaan minimum RM30,000 dalam tempoh 12 bulan dari tarikh pendaftaran berjaya
  • Pelan Perlindungan: Insurans kemalangan perjalanan dengan perlindungan sehingga RM1,000,000 jika tambang syarikat penerbangan penuh dikenakan ke kad kredit, Pelan Perlindungan Pembelian dengan perlindungan sehingga RM50,000 sah selama 30 hari dari tarikh pembelian
  • Pemindahan Baki: Jumlah pemindahan minimum: RM1,000 (6 bulan);RM5,000 (12 dan 24 bulan),6 bulan: 4.99% setahun;0% yuran pendahuluan satu kali,12 dan 24 bulan: 8.99% setahun;0% yuran pendahuluan satu kali
  • Pelan Ansuran: 0% Pelan Pembayaran Mudah, faedah 24 bulan percuma dengan pembelian minimum RM500

icon shopping Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 6667
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 atau 5% dari jumlah pendahuluan tunai(mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Travel Like a Boss!

Good news for frequent flyers! With AmBank Visa Signature Card, 3 AmBonus points are rewarded for every ringgit spent overseas on dining and shopping. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 15% discount on Immigration Fast-Track Service at 280 international airports and complimentary privileged 5 times access to Plaza Premium Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge. You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is free for life for both principal and supplementary holders. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are you eligible for the AmBank Visa Signature Card?

To apply for AmBank Visa Signature Card, you need to have a minimum monthly income of RM6,667 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank World MasterCard and CIMB World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!