credit card image


  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 7%
  • icon Yuran Tahunan
    Yuran Tahunan

Ciri Utama

  • 7% cash rebate for Setel transaction with statement balance of RM1,500 and above
  • 5% cash rebate with statement balance of RM1,500 and above
  • 3% cash rebate with statement balance below RM1,500
  • icon petrol Petrol

    Rebat tunai 7% untuk transaksi Setel dengan baki penyata RM1,500 ke atas
  • icon groceries Barangan Runcit

    Pulangan tunai 0.2% setiap bulan untuk perbelanjaan runcit
  • icon dining Makan

    Pulangan tunai 0.2% setiap bulan
  • icon shopping Beli-Belah

    Pulangan tunai 0.2% setiap bulan
  • icon utilities Utiliti

    Pulangan tunai 0.2% setiap bulan

icon tag Other Features

  • Had Cashback: Sehingga 7% rebat tunai pada transaksi aplikasi Setel, rebat tunai 5% untuk perbelanjaan di mana-mana stesen PETRONAS, rebat tunai 0.2% untuk perbelanjaan lain tanpa had
  • Up to 20% discount at participating merchants:
  • Pindahan Baki: Min. jumlah pindahan: RM1, 000, [Pelan A]: 5.99% p.a selama tempoh 6 bulan, [Pelan B]: 7.99% untuk tempoh 12 bulan
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount 80% daripada had kredit
Cash advance charge RM15 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Product Review by

Cash Back for Petrol!

Earn 7% cash rebate for Setel transaction with statement balance of RM1,500 and above,5% cash rebate with statement balance of RM1,500 and above, 3% cash rebate with statement balance below RM1,500 with the CIMB PETRONAS Platinum Credit Card. Besides, you get a 0.2% cash back every month for other retail spend. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.Up to RM1 Million Travel Insurance Coverage, Receive automatic travel insurance coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum Credit Card

Fees and Charges

There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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