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Hong Leong Kad Emas American Express

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 160

Ciri Utama

  • Up to 2x Reward Points from retail spending
  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
  • 2 Reward Points for every RM1 spent overseas
Shopping
4.33/10
Petrol
4.33/10
Groceries
4.33/10
Dining
4.33/10
  • icon dining Makan

    • 2 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di dalam negara
  • icon entertainment Hiburan

    • 2 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di dalam negara
  • icon groceries Barangan Runcit

    • 2 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di dalam negara
  • icon petrol Petrol

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
  • icon shopping Beli-Belah

    • 2 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan di dalam negara

icon tag Other Features

  • American Express keistimewaan perjalanan eksklusif dan kadar pertukaran asing istimewa ke atas pengiriman wang luar:
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM500, 000, Insurans Ketidakselesaan Perjalanan dengan perlindungan sehingga RM3, 000
  • Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: 0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian

icon shopping Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM80
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM8,000 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Dis 31, 2015

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Product Review by

Feel Special With American Express!

Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Gold awards 2 Reward Points for all overseas bargains. With attractive discounts from extraordinary dining experience to free hotel stays, Hong Leong American Express Gold is definitely the best deal you can ever get. This card also comes with Travel Accident and Inconvenience Insurance coverage.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Gold

to apply for Hong Leong American Express Gold, you need a minimum income of RM2, 000 and to be at least 21 years old.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong American Express Platinum and Maybank American Express Gold Card, which may match your requirements.

if you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today !