UOB Kad Platinum ONE

  • Gaji Minimum Bulanan
    RM 4000
  • Kadar Faedah
    15% p.a.
  • Rebat Tunai
    RM500 sebulan
  • Yuran Tahunan
    RM 168

Ciri Utama

Up to 8% cashback on retail transactions at selected merchants

Up to 8% cashback on retail transactions at selected merchants

Dining privileges at over 1,000 participating merchants

Dining privileges at over 1,000 participating merchants

Dining privileges at over 1,000 participating merchants

2% cashback every month on Maxis, Celcom, and DiGi bills

Faedah pada...

  • Petrol

    • Pulangan tunai 1% setiap hari bekerja di semua stesen minyak
    • Pulangan tunai 5% setiap hujung minggu di semua stesen minyak

  • Barangan Runcit

    • 0.2% pulangan tunai setiap hari di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer
    • Pulangan tunai 2% setiap hujung minggu di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer

  • Beli-Belah

    Pulangan tunai 0.2% setiap hari

  • Utiliti

    • 0.2% pulangan tunai setiap hari pada bil Maxis, Celcom, dan DiGi
    • Pulangan tunai 2% setiap hujung minggu pada bil Maxis, Celcom, dan DiGi

  • Hiburan

    • 0.2% pulangan tunai setiap hari di Golden Screen Cinemas
    • Pulangan tunai 8% setiap hujung minggu di Golden Screen Cinemas

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 4000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun dan ke atas tahun
    Yuran bagi Pemegang Tambahan
    RM30

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    RM5,000 sehari
    Caj
    RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran

    Lain-lain kebaikan

    Pemindahan Baki
    7.77% setahun untuk tempoh 6 bulan; 0% yuran pendahuluan satu kali
    Pelan Ansuran
    Pelan Pembayaran Ansuran Faedah 0% di semua peniaga yang mengambil bahagian
    Had Cashback
    RM500 sebulan bagi perbelanjaan petrol, RM1,500 sebulan bagi barangan runcit, RM300 sebulan bagi perbelanjaan bil telefon; tiada had untuk kategori lain

Pemindahan Baki kepada mana-mana UOB kad kredit

6 bulan

Kadar faedah
0.033% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

12 bulan

Kadar faedah
0.06% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

Step 1 Image

Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

Step 2 Image

Langkah 2

Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • UOB ONE Card Platinum gives you up to 8% cashback on retail transactions. When you pump petrol at any petrol stations during the weekends, you will be entitled to 5% cashback. Your petrol spending during the weekends will only allow you to get 5% cashback. Cashback that you can enjoy on petrol will be capped at RM400 per month. Ticket purchase in Golden Screen Cinemas (GSC) on the weekends will also allow you to get 8% rebate. On the other hand, you will get 2% cashback on groceries spending on weekends and 0.2% cashback during the weekdays. Cashback limit that you will be able to enjoy on groceries spending is RM1,000 per month. This card also allows you to get dining privileges at over 1,000 participating merchants; allowing you get more benefits when you dine in certain restaurants.

  • The principal card comes with an annual fee of RM168. Annual fee for the supplementary card is RM30. Interest rates on the outstanding balance for the card are at the average market rate: 15% per annum if you did not miss any minimum monthly payments for the last 12 months, 17% per annum if you miss 1 or 2 monthly payments and 18% if you miss more than 2 monthly repayments in the last 12 months. This card also comes with a late payment penalty of RM10 or 1% of outstanding balance, depending on which is higher up to a maximum of RM100.

  • You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the principal card. To apply for the supplementary card, you will only need to be at least 18 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Card and RHB Platinum Credit Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!