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UOB Kad Platinum ONE

Kad UOB ONE memberikan anda rebat tunai harian tanpa minimum perbelanjaan untuk barangan runcit, petrol, bil telefon dan banyak lagi.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 4000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM500 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 168

Ciri Utama

  • Up to 8% cashback on retail transactions at selected merchants
  • Dining privileges at over 1,000 participating merchants
  • 2% cashback every month on Maxis, Celcom, and DiGi bills
Shopping
7/10
Petrol
8.3/10
Groceries
7/10

  • icon petrol Petrol

    • Pulangan tunai 1% setiap hari bekerja di semua stesen minyak
    • Pulangan tunai 5% setiap hujung minggu di semua stesen minyak

  • icon groceries Barangan Runcit

    • 0.2% pulangan tunai setiap hari di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer
    • Pulangan tunai 2% setiap hujung minggu di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer

  • icon shopping Beli-Belah

    Pulangan tunai 0.2% setiap hari

  • icon utilities Utiliti

    • 0.2% pulangan tunai setiap hari pada bil Maxis, Celcom, dan DiGi
    • Pulangan tunai 2% setiap hujung minggu pada bil Maxis, Celcom, dan DiGi

  • icon entertainment Hiburan

    • 0.2% pulangan tunai setiap hari di Golden Screen Cinemas
    • Pulangan tunai 8% setiap hujung minggu di Golden Screen Cinemas

icon tag Other Features

  • Pemindahan Baki: 7.77% setahun untuk tempoh 6 bulan; 0% yuran pendahuluan satu kali
  • Pelan Ansuran: Pelan Pembayaran Ansuran Faedah 0% di semua peniaga yang mengambil bahagian
  • Had Cashback: RM500 sebulan bagi perbelanjaan petrol, RM1,500 sebulan bagi barangan runcit, RM300 sebulan bagi perbelanjaan bil telefon; tiada had untuk kategori lain

icon info Card Information

Gaji Minimum Bulanan RM 4000
Min. age for principal holder 21
Fee for principal holder RM 168
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry

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Cashback Everywhere!

UOB ONE Card Platinum gives you up to 8% cashback on retail transactions. When you pump petrol at any petrol stations during the weekends, you will be entitled to 5% cashback. Your petrol spending during the weekends will only allow you to get 5% cashback. Cashback that you can enjoy on petrol will be capped at RM400 per month. Ticket purchase in Golden Screen Cinemas (GSC) on the weekends will also allow you to get 8% rebate. On the other hand, you will get 2% cashback on groceries spending on weekends and 0.2% cashback during the weekdays. Cashback limit that you will be able to enjoy on groceries spending is RM1,000 per month. This card also allows you to get dining privileges at over 1,000 participating merchants; allowing you get more benefits when you dine in certain restaurants.

Fees and Charges

The principal card comes with an annual fee of RM168. Annual fee for the supplementary card is RM30. Interest rates on the outstanding balance for the card are at the average market rate: 15% per annum if you did not miss any minimum monthly payments for the last 12 months, 17% per annum if you miss 1 or 2 monthly payments and 18% if you miss more than 2 monthly repayments in the last 12 months. This card also comes with a late payment penalty of RM10 or 1% of outstanding balance, depending on which is higher up to a maximum of RM100.

Are You Eligible For The UOB ONE Card Platinum?

You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the principal card. To apply for the supplementary card, you will only need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Card and RHB Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!

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