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UOB Kad Preferred Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3333
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM400 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 198

Ciri Utama

  • Up to 3x UNIRinggit Reward Points from retail transactions
Shopping
5.35/10
Petrol
5.33/10
Groceries
4.8/10
Dining
5.35/10

  • icon dining Makan

    • 2 Mata Ganjaran UNIRinggit bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran UniRinggit bagi setiap RM1 yang dibelanjakan di dalam negara

  • icon entertainment Hiburan

    • 2 Mata Ganjaran UNIRinggit bagi setiap RM1 yang dibelanjakan di luar negara
    • 1 Mata Ganjaran UniRinggit bagi setiap RM1 yang dibelanjakan di dalam negara

  • icon shopping Beli-Belah

    • 2 Mata Ganjaran UNIRinggit bagi setiap RM1 yang dibelanjakan di luar negara
    • 2 Mata Ganjaran UNIRinggit bagi setiap RM1 yang dibelanjakan untuk produk bebas cukai
    • 1 Mata Ganjaran UniRinggit bagi setiap RM1 yang dibelanjakan di dalam negara

  • icon petrol Petrol

    Pulangan tunai 1% di BHPetrol setiap bulan

  • icon groceries Barangan Runcit

    1 Mata Ganjaran UNIRinggit bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Perjalanan eksklusif, makan, membeli-belah, dan keistimewaan golf:
  • Pelan Perlindungan: Insurans Peribadi dengan perlindungan sehingga RM300, 000 sekiranya berlaku kematian, hilang upaya total dan kekal, atau diagnosis 36 Penyakit Kritikal; 5% baki tertunggak bulanan hingga maksimum RM15, 000 sebulan atau RM150, 000 setahun untuk jumlah hilang upaya sementara
  • Pemindahan Baki: 7.77% setahun untuk tempoh 6 bulan; Bayaran pendahuluan satu% 0%
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • Had Cashback: Rebat tunai diberikan untuk nilai RM70 pertama, per transaksi, tertakluk kepada nilai maksimum RM400 sebulan

icon info Card Information

Gaji Minimum Bulanan RM 3333
Min. age for principal holder 21
Fee for principal holder RM 198
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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All The Benefits You Can Ever Have!

UOB Preferred Platinum will flood you with deals and discounts. With every RInggit spent on overseas retail bargains, you will be awarded with 2 UNIRinggit Reward Points and 1 UNIRinggit Reward Points for local transactions. As for petrol, 1% cashback will be given on transactions at BHPetrol. On top of that, you are entitled to exclusive access into the Plaza Premium Lounge, discounts at selected restaurants and 0% interest education installment plan. This card comes with Personal Insurance as well.

Fees and Charges

The annual fee for principal card is RM198 and RM30 for supplemantary card. The cashback limit is RM400 and the Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Preferred Platinum Card?

To apply for UOB Preferred Platinum Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [UOB One Card Platinum](https://www.imoney.my/credit-card/uob/one-card-platinum "Apply for UOB One Card Platinum") and [Public Bank Platinum MasterCard Credit Card](https://www.imoney.my/credit-card/public-bank/platinum-mastercard-credit-card "Apply for Public Bank Platinum MasterCard Credit Card"), which may match your requirements.

If you prefer to broaden your credit card search, review more [UOB credit cards](https://www.imoney.my/credit-card/uob "UOB Credit Cards in Malaysia") and start comparing today!

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