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Hong Leong Kad Kredit Fortune

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM50 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 160

Ciri Utama

  • 1% cashback on retail spending
  • Low cash advance interest rate starting at 10.8% per annum
  • 1% cashback every month

  • icon petrol Petrol

    Pulangan tunai 1% setiap bulan

  • icon dining Makan

    Pulangan tunai 1% setiap bulan

  • icon entertainment Hiburan

    Pulangan tunai 1% setiap bulan

  • icon groceries Barangan Runcit

    Pulangan tunai 1% setiap bulan

  • icon shopping Beli-Belah

    Pulangan tunai 1% setiap bulan

icon tag Other Features

  • Bonus Pulangan Tunai: Jumlah perbelanjaan runcit tahunan sebanyak RM38, 000; RM67, 999: Bonus Pulangan Tunai RM280, Jumlah perbelanjaan runcit tahunan sebanyak RM68, 000; RM107, 999: Bonus Pulangan Tunai RM880, Jumlah perbelanjaan runcit tahunan berjumlah RM108, 000 dan ke atas: Bonus Pulangan Tunai RM1, 800
  • Pindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon shopping Card Information

Yuran Tahunan Percuma dengan pengunaan minimum kad sebanyak 12 kali atau perbelanjaan runcit sebanyak RM8,000 setiap tahun
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM80
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM7,500 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry Tiada

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Spend More, Earn More!

Hong Leong Fortune Credit Card offers 1% cashback on all retail spending and bonus cashback up to RM1,800 if you make a total annual retail spending of RM 108,000 and above. With every cash advance transaction you make, you are entitled to interest rate starting at 10.8% p.a. Apart from that, Hong Leong Essential Card is accepted anywhere around the world.

Fees and Charges

There is no annual fee if you make at least 12 swipes a year or retail spending of RM8,000 per annum, otherwise, it is RM169.60. For supplementary card, a fee of RM84.80 will be incurred. There is a cashback limit of RM50 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Fortune Credit Card

To apply for Hong Leong Fortune Credit Card, you need a minimum ince of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Classic Credit Card and AffinBank Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!