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Hong Leong Kad Klasik

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 80

Ciri Utama

  • Earn Reward Points from retail spending
  • 6 or 12 months 0% interest instalment plan
Shopping
4.8/10
Petrol
5.33/10
Groceries
4.8/10
Dining
4.8/10

  • icon petrol Petrol

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon dining Makan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Pelan Perlindungan Perjalanan jika penerbangan penuh dicaj ke kad kredit ini
  • Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: 6 atau 12 bulan 0% faedah Pelan Pembayaran Lanjutan (EPP), 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon shopping Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 80
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM40
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM3,000 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Dis 31, 2015

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Product Review by

The Gymnast Of Credit Cards, It's Flexible

Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month and 12-month. In the meantime, you can choose to either settle your outstanding balance in your account in full or partially (subject to minimum monthly payment of 5% or RM50, whichever is higher by the payment due date).

Fees and Charges

There is no annual fee if you are able to meet the stated conditions, otherwise, it is RM84.80. For supplementary card, a fee of RM42.40 will be incurred. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Classic Card

To apply for Hong Leong Classic Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Accim Credit Card and Maybank Visa Classic, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!