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AmBank Kad Visa Emas CARz

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM50 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Up to 3% cashback on petrol of any brand
  • 1x CARz Point from retail transactions
  • Annual fee is free for life

  • icon petrol Petrol

    • Lebih rendah daripada 3% cashback atau RM50 sebulan (sebahagian pembayaran bulanan)
    • Lebih rendah daripada 2% cashback atau RM20 sebulan (pembayaran bulanan penuh)

  • icon dining Makan

    1x CARz Point untuk setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    1x CARz Point untuk setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1x CARz Point untuk setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    1x CARz Point untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Perlindungan Insurans AmProtector berjumlah RM500, 000 sekiranya berlaku kematian atau hilang upaya kekal
  • Pindahan Baki: Min. jumlah pemindahan: RM1, 000 (6 bulan); RM5, 000 (12 dan 24 bulan), Tempoh pembayaran semula dan kadar faedah: 6 bulan: 4.99% setahun, 12 dan 24 bulan: 8.99% setahun
  • Pelan Ansuran: 24 bulan faedah 0% Pelan Pembayaran Mudah untuk cukai jalan dan pembaharuan insurans Am, 0% faedah Pelan Pembayaran Mudah untuk semua peniaga yang mengambil bahagian
  • Had Cashback: RM50 sebulan (bayaran balik bulanan separa); RM20 sebulan (bayaran balik bulanan penuh)

icon entertainment Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder RM 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 atau 5% dari jumlah pendahuluan tunai
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Pay Less, Earn More!

With AmBank CARz Gold Visa Card, you get 3% cashback per month with a cap RM50 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 1x CARz point for every ringgit retail spending. It comes with AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability. AmBank CARz Gold MasterCard also offers a 24-month 0% Easy Payment Plan (EPP) for road tax, AmGeneral Insurance renewal and all participating merchants.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank CARz Gold Visa Card?

To apply for AmBank CARz Gold Visa Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Carz Platinum MasterCard and AmBank Gold MasterCard / Visa Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!