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Maybank Kad American Express Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 5000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 800

Ciri Utama

  • Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending
  • Upto 2 Membership Rewards for every RM spend locally or overseas
  • 1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions
Shopping
4.33/10
Petrol
4.33/10
Groceries
8/10
Dining
7/10

  • icon groceries Barangan Runcit

    5 Mata Ganjaran Keahlian untuk setiap RM1 yang dibelanjakan

  • icon dining Makan

    2 Mata Ganjaran Keahlian bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • icon shopping Beli-Belah

    • 5 Mata Ganjaran Keahlian bagi setiap RM1 yang dibelanjakan di Kinokuniya, Sempadan, Times, dan MPH
    • 2 Mata Ganjaran Keahlian bagi setiap RM1 yang dibelanjakan di tempat lain

  • icon utilities Utiliti

    1 Mata Ganjaran Keahlian bagi setiap RM1 yang dibelanjakan untuk Utiliti

  • icon petrol Petrol

    1 Mata Ganjaran Keahlian bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM700, 000 dan Perlindungan Ketidakselesaan Perjalanan yang meliputi sambungan yang terlepas, kelewatan penerbangan, kelewatan bagasi, dan kerugian bagasi jika tiket penerbangan penuh dicajkan ke kad kredit ini, Perlindungan Pembelian Runcit dengan perlindungan sehingga RM20, 000 bagi setiap item dan sehingga RM150, 000 bagi setiap kad setiap tahun kalendar, Pertukaran Jaminan Pulangan atau bayaran balik sehingga 90 hari (harga pembelian maksimum RM1, 500 bagi setiap item, sehingga maksimum RM6, 000 bagi setiap kad setiap tahun kalendar)
  • Pemindahan Baki: 0% setahun untuk tempoh 12 bulan; yuran pendahuluan satu kali sebanyak 3% daripada jumlah yang dipindahkan
  • Pelan Ansuran: 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon petrol Card Information

Gaji Minimum Bulanan RM 5000
Min. age for principal holder 21
Fee for principal holder RM 800
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Product Review by

The Privileged Platinum

You are entitled to 5x Membership Rewards points on groceries, selected cineplexes and participating bookstores. For petrol and utilities, you are entitled to 1x Membership Rewards point. Upto 2 Membership Rewards for every RM 1 spent locally or overseas. You can also enjoy upto 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur valid untill 31-Dec-2019. Apart from that, you can also access to the Plaza Premium Lounge at selected Malaysian Airports. This card comes with security facilities which includes Travel Accident and Inconvenience Insurance, Retail Purchase Protection and Return Guarantee exchange or refund.

Fees and Charges

The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum

Are You Eligible For The Maybank American Express Platinum?

To apply for Maybank American Express Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards and Hong Leong American Express Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion Terms and Conditions